Bank of baroda fd interest rates

Product Conditions Repo Rate + Spread Effective Rate of Interest Loan/OD Against Banks Own Deposits (LABOD/ODBOD) Repo Rate + Spread 1.00% over Interest Rate on Fixed Deposit Effective Rate of Interest - Advance Against the securities of third party FDRs (against Resident Deposits) Repo Rate + Spread 1.00% over Deposit rate Or BRLLR + SP + 0.50%, whichever is higher. Effective Rate of Interest - • Processing Charges: Nil Quantum of Loan 90% of the Face value or Book value whichever is higher Loan Period Loan period will be on or before maturity period of FDR Repayment Bullet payment Maximum Loan Amount No maximum limit stipulated Margin 10% against duly discharged fixed/short deposit Receipts of all tenors Rate of Interest • Rate of interest for public/ senior citizens is 1.00% over Interest Rate on fixed deposits on any amount of deposits. • Rate of interest third party FDRs is 1% over Deposit rate or MCLR + SP+ 0.25% whichever is higher. Other Informations • No advances to be granted against a term deposit on the same day on which it is issued • Processing Charges: Nil • Loan to be granted from the same branch in which FD account is opened. • No loans will be considered against FDR/SDR in the name of minor • No loans will be considered against any other deposit i.e Recurring Deposit/ Yatha Shakti Jama Yojana.

For deposits maturing in one year it is 5%. Bank of Baroda gives an interest rate of 5.1% for duration above 1 year and upto three years. Bank of Baroda is offering the highest rate of 5.25% on FDs with a tenure of above 3 years and upto 5 years. For FDs maturing in above 5 years and upto 10 years, BoB gives 5.25% interest rate. 7 days to 14 days 2.80 15 days to 45 days 2.80 46 days to 90 days 3.70 91 days to 180 days 3.70 181 days to 270 days 4.30 271 days & above and less than 1 year 4.40 1 year 5.00 Above 1 year to 400 days 5.10 Above 400 days and upto 2 Years 5.10 Above 2 Years and upto 3 Years 5.10 Above 3 Years and upto 5 Years 5.25 Above 5 Years and upto 10 Years 5.25 Above 10 years (for MACT/MACAD Court Order schemes only) 5.10 The bank offers special interest rate on FD for senior citizens. Senior citizens get an additional interest of 0.50% on domestic term deposits of less than ₹2 crore for all tenors. Revised Rate of interest on slab wise SB Deposits