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• Free add-on card Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18). • In-built insurance cover Get free Personal Accidental Death Cover to ensure financial protection of your family. • Revolving credit facility Pay Minimum Amount Due and finance your spends as per your convenience. Make Easy Lifetime free Spend 6,000 within 60 days and 35,000 in a year, for reversal/waiver of annual fees. Fuel Surcharge Waiver** 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs. 400 and Rs. 5,000 (Maximum Rs. 250 per statement cycle). Note- No Reward Points are earned on fuel transactions 5X rewards on online and more* Earn 5 reward points for every 100 spent on online shopping, dining, and utility bills. Know more Multiple redemption options Redeem your reward points as cashback and other exciting options. Easy EMI option Convert purchase of > Rs. 2,500 on your card into easy EMIs of 6/12 months. *Please note: 5X Rewards are capped at 2,000 Reward Points on the mentioned categories per month. Further spends in that month on these categories will earn Reward Points at the regular earn rate. **Please note: The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since...

A train journey is not just about destination. It's for exploring some never-ending tracks of happiness! IRCTC BoB Credit Card has been specially designed so you get to board a plethora of complimentary services, rewards, benefits, and a wholesome experience of travelling by train, to cherish lifelong. • Train Travel Delights up to 40 reward points* per ₹100 spent on train ticket bookings through the IRCTC website & Mobile App. Link your IRCTC BoB Credit Card Loyalty Number with your IRCTC Login ID to avail. Also save 1% transaction charges. • Accelerated Rewards 4 reward points for every ₹100 spent on Grocery & Department stores. 2 reward points for every ₹100 spent on any other category including train ticket purchases on IRCTC Website and Mobile App. All your accrued reward points can be redeemed for cashback @ 1RP = ₹0.25 from 21st January 2022 to 20th March 2022. • Bonus Rewards Earn 1000 bonus reward points on single transaction of ₹1000 or more within 45 days of card issuance. • Complimentary Access 4 complimentary access per year (1 year quarter) at partner railway lounges. *TnC apply. • 1% Fuel Surcharge waived off on all fuel transactions between ₹500-₹3000(Maximum waiver of ₹100 per statement). Note: Fuel spends eligible for surcharge waiver are not eligible for reward points. • Convert purchases of > ₹2,500/- on your card into Smart EMIs of 6/36 months. • Up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18) *TnC apply. Pr...