Credit card

No single credit card is the best option for every family, purchase or budget. Forbes Advisor has chosen the best credit cards of 2023 to be the most helpful to the widest variety of readers. Rather than selecting the “best credit card” and ranking the next fifteen options, we highlighted the best credit card for multiple situations. This list contains only personal credit cards. If you’re looking for a credit card for your business, consider our list of the best business credit cards. • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months • Earn unlimited 2% cash rewards on purchases • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.99%, 24.99%, or 29.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5 • $0 annual fee • No categories to track or remember and cash rewards don’t expire as long as your account remains open • Enjoy a premium collection of benefits at a selection of the world’s most intriguing and prestigious hotel properties with Visa Signature Concierge • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible). • Select “Apply Now” to learn more about the product features, terms and conditions • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months f...

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A low interest credit card saves you money by reducing the cost of debt: When you're paying less in interest, you can pay back what you've borrowed more quickly. A card with a 0% intro APR period will save you the most on interest in the short term. Look for one with an introductory interest-free period longer than a year. If you tend to carry a balance most months, The Wells Fargo Reflect® Card has one of the longest 0% intro APR periods on the market — potentially approaching almost two years, if you meet on-time minimum payment requirements. You'll be hard-pressed to find a longer interest-free promotion, and it applies to both purchases and balance transfers. One of the best no-annual-fee travel cards available, the Bank of America® Travel Rewards credit card gives you a solid rewards rate on every purchase, with points that can be redeemed for any travel purchase, without the restrictions of branded airline and hotel cards. Bank of America® has an expansive definition of "travel," too, giving you additional flexibility in how you use your rewards. The Chase Freedom Unlimited® was already a fine card when it offered 1.5% cash back on all purchases. Now it's even better, with bonus rewards on travel booked through Chase, as well as at restaurants and drugstores. On top of all that, new cardholders get a 0% introductory APR period and the opportunity to earn a sweet cash bonus. The Citi Custom Cash℠ Card offers a lot of value for a $0 annual fee: 5% back automatically in...

Advertiser Disclosure Bankrate.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which Bankrate.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Bankrate.com does not include the entire universe of available financial or credit offers. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Bankrate expert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. • Connect with Garrett Yarbrough on LinkedIn Linkedin • Get in contact with Garrett Yarbrough via Email Email Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. His areas of expertise include credit card strategy, rewards programs, point valuation and credi...

Credit cards are a secure payment method that give cardholders access to a line of credit they can borrow from and pay back over time. When used responsibly, they’re a great credit-building tool that can help establish credit, build a positive credit history and help you save money down the road if you need a loan for something like a car or home. The best credit cards are particularly worth it because they provide long-term value with rewards and perks that aren’t found with other payment methods. The right credit card for you may come with lengthy promotional APRs on purchases or balance transfers, generous welcome offers or favorable terms and conditions like a low interest rate. • All Categories • Everyday Cash Rewards • Cash Back Match • Unlimited cash back • Unlimited miles • Best for luxury travel • Dining Rewards • More • Sign-Up Bonus • Automatically Maximizing Cash Back • Rewards • Travel • Starter Credit Card • No Annual Fee • Balance Transfer • Business • Student • No Credit Our rating: 4.1 More information Close Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about Your approval odds See your approval odds More information Close Clicking “See your approval odds” will authorize us to run a so...