Fixed deposit calculator

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Introduction The FNB Fixed Deposit Interest Calculator allows you to calculate how much interest you will earn for your desired investment amount and fixed deposit term at Capitec. It takes into account the minimum deposits required and any applicable bonus rates you receive if you are older than 55.

Using our Simple Savings Calculator can help you quickly and accurately estimate the growth of your investment. To use this calculator, you'll need the following information: Initial amount: This is the starting amount of your investment, or how much you can initially contribute to the account. Whether you have $100 or $10,000 to contribute, your initial amount is crucial to your investment's growth. Monthly deposit: The monthly deposit is the amount you can contribute to the growth of your investment each month. Decide on this amount according to your monthly budget. Tinker with the amount to see how higher monthly deposits can boost your investment growth over time. Annual interest: Estimate the rate you'll earn on your investment by checking our rate tables. You can find the best rates on CDs, checking, savings and money market accounts. If you already know what you'll be earning, enter the interest rate. Make sure to specify whether interest will be compounded monthly, quarterly, semiannually or annually. Number of years: This is the number of years your investment has to grow. For example, if you're 30 years old, and you plan to retire at age 65, your IRA has 35 years to grow. If you're purchasing a 5-year CD, your investment has 5 years to grow. Longer time frames equate to larger investment growth.