Hdfc ltd login

  1. KYC COMPLIANCE
  2. What is a Business Account for StartUps & How to Open it
  3. HDFC Bank's growth strategy to focus on home loans post merger with HDFC Ltd
  4. Home Insurance


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KYC COMPLIANCE

1. INSTRUCTIONS FOR VIDEO KYC. 2. BELOW CUSTOMERS CANNOT CARRY OUT ONLINE KYC. WE REQUEST YOU TO VISIT OUR BRANCH ALONG WITH DULY SIGNED KYC FORM AND ID/ADDRESS PROOFS. PLEASE VISIT IN PERSON AND CARRY ORIGINAL DOCUMENTS FOR VERIFICATION. A) NRI CUSTOMERS B) MINOR CUSTOMERS (COMPLETED AGE BELOW 18 YEARS) C) CUSTOMERS HAVING CORRESPONDENCE ADDRESS DIFFERENT THAN PERMANENT ADDRESS D) POLITICALLY EXPOSED PERSON (PEP) / RELATIVE OF PEP Aadhaar * Voter ID * Passport *(must be valid & not expired) Driving License *(must be valid & not expired) Electricity Bill (cannot be more than 2 months old) Gas Bill (cannot be more than 2 months old) Telephone Bill (cannot be more than 2 months old) Mobile Bill (cannot be more than 2 months old) Other Documents* Video KYC service is available as per the following timings: Monday to Friday - 09:30 a.m. to 6:00 p.m. Saturdays - 10:00 a.m. to 1:00 p.m. (Other than Third Saturday of the month and Public Holidays) Keep your original PAN Card ready. Carry Blue / Black Pen. Your Mobile/Laptop should support video calling. You need to be present in India during process. You need a good mobile/internet connection. Please ensure that you are not logged in through the proxy, VPN or Static proxy. Please ensure that there is enough light in your room. In case, you are doing the Video KYC through your mobile and you get a call in between, request you to decline the call to avoid termination of Video KYC session If you get disconnected during the call, you...

What is a Business Account for StartUps & How to Open it

Start - ups form an important part of the business ecosystem. These businesses seek to solve problems in the Indian marketplace and have received regulatory attention and help to expand operations. The country’s banking sector has also woken up to this new business vertical by extending facilities. One of the most important requirements for a start - up to operate is to have a feature-rich Business Account for their banking operations. What is a Business Account? A Business Account is a specialised Current Account that provides added features. These added features depend from bank to bank but mostly they provide an umbrella of services in one account. The Current Account gains access to the business to other services offered by the bank at discounted rates, access to other services such as marketing, and may network with peers in initiatives led by the bank. Having a custom-tailored Business Account can help a start-up get additional expertise from the bank. A start-up Business Account provides additional resources to a start-up to expand their business. How to open a Business Account for start-ups: Opening a Business Account for start-ups is easy. A start-up Business Account can be opened in the following steps: • Get the start-up registered. It can be a proprietorship, a partnership, or a company registered under the Companies Act. It is best to apply for the required licences and register under other acts, such as GST, Income Tax, Customs, DGFT guidelines etc. • It is...

HDFC Bank's growth strategy to focus on home loans post merger with HDFC Ltd

The home loan segment has seen a boost since the pandemic and is seen as a steady growth business with low delinquencies. "We perceive home loans as secured, long-lasting products that can generate steady deposits and stimulate lending in various home-related personal loan categories," an official stated. While the share of the portfolio will oscillate based on growth in other segments, the group is comfortable with it staying at current levels, the official told the news agency. The official added, "We see home loans as a secured sticky product which can generate sticky deposits and spur lending into a number of home-related personal loan categories." The merger between HDFC Bank and HDFC Ltd, announced in April the previous year and set to conclude in early July, will result in the transfer of HDFC's ₹7.2 trillion ($87.32 billion) portfolio to the bank. This transfer will account for approximately 30% of the bank's overall loan book, including individual housing loans worth 6.02 trillion rupees. While the housing loan business will not operate as a separate vertical, HDFC Bank's front-line staff will continue to drive growth in this product category while also expanding their offerings in other retail loan segments, as indicated by the second official. Additionally, credit decisions for home loans will be integrated into the bank's broader credit department. As part of the merger, HDFC's subsidiaries will be transferred to HDFC Bank. The bank plans to increase its stake ...

Home Insurance

Home insurance or property insurance secures your home – structure and contents – against natural calamities like floods, fire, earthquakes and events like malicious activities, theft, and burglary. So, securing your home with the right home insurance policy should be a priority. Remember, natural calamities like Earthquake and floods, are unpredictable and come without a prior warning causing considerable damage your property. Rebuilding a home or replacing its contents can stress you out financially. During such times a Home insurance comes to your rescue. As a matter of fact, most parts of our country are vulnerable to natural calamities that affect lives, livelihood and property in a big way. According to the Disaster Management division, around 365,770 houses were damaged in 2022 due to heavy rainfall and devastating floods. These statistics give enough reason to insure your home and its contents before it's too late. HDFC ERGO home insurance policy covers home structures up to Rs 10 crore and belongings up to Rs 50 lakhs with useful add-on covers like loss of rent, jewellery and valuables, etc. In addition, HDFC ERGO Home Shield Insurance provides all-risk covers to portable electronic equipment. Home insurance is offered to both – homeowners and tenants. Bharat Griha Raksha Bharat Griha Raksha is a standard home insurance policy which has been made mandatory by the Insurance Regulatory and Development Authority of India (IRDAI) for every insurer to offer with effect...