Hdfc moneyback plus credit card

Guys, I received a message to free upgrade to Indian oil Credit Card from Money Back. ( HDFC) Is it worth it? Further I have been getting messages from SBI also to upgrade to Prime or Elite from Simply Click. But it’s annual fees are about 3-5000. Comes with free gift vouchers. Kindly guide me on both HDFC and SBI upgrades. Check with cc if they can give u LTF regalia or regalia first from moneyback Otherwise no use Also sbi ur card is good. When they gave me regalia first they told me card will be LTF free if you make 3 autopay bill payments withing 60 days I paid and called customer care they said ho Gaya hoga lifetime free agar aapne condition follow kar li hai to, I thought it become lifetime free but unfortunately they sent me mail before one month of year completion that 1000+ gst will be deducted and to avoid that spend 90,000 more It was a difficult task and they finally deducted 1000 + 180 Rupees When they gave me regalia first they told me card will be LTF free if you make 3 autopay bill payments withing 60 days I paid and called customer care they said ho Gaya hoga lifetime free agar aapne condition follow kar li hai to, I thought it become lifetime free but unfortunately they sent me mail before one month of year completion that 1000+ gst will be deducted and to avoid that spend 90,000 more It was a difficult task and they finally deducted 1000 + 180 Rupees After making my card LTF I called cc to verify the same They confirmed. Strange aapke saath aisa hua When...

• Redeem points for cash back • Avail gift voucher worth Rs. 1000 on annual spends of Rs. 90,000 and higher • Get a welcome and renewal benefit of 500 reward points on fee realization • On birthday spends, earn 25X reward points • Earn 5X reward points for spends on dining/ movies/ groceries/ railways/ taxis • You’ll receive Welcome Benefit of 500 Cash Points that’s applicable only on the payment of the membership fee • In the first 90 days, spend Rs. 20000 or above and get first-year membership fee waived off • Accumulate and redeem reward points for cash-back against outstanding amount on your Credit Card (100 points = Rs. 20) • In the first year, spend Rs. 50,000 or above and get renewal membership fee waived off • Earn 2 Reward Points on every Rs 150 spent • Every quarter receive a gift voucher worth Rs. 500 on spends of Rs 50,000. Get up to Rs. 2,000 worth of gift vouchers in a year • While doing online shopping, earn 4 reward points for every Rs 150 you spend online with the card. (With effect from 15th July 2020, customers can get up to 500 Reward Points per statement cycle for the online spends, under the 2X RP feature.) • Spend Rs 50,000 in a Quarter and avail Rs 500 worth E-Voucher • Renew membership for free by just spending Rs. 50,000 in a year before the renewal date • 1% fuel surcharge waiver at any fuel stations in India, on minimum transaction Rs. 400 and Max CashBack of Rs. 250 per statement cycle • If your HDFC Moneyback Credit Card gets lost, report imme...

; • 10X CashPoints on Amazon, BigBasket , Flipkart, Reliance Smart SuperStore & Swiggy • 5X CashPoints on EMI spends at merchant locations • 2 CashPoints per ₹150 spent on other spends ( Excluding fuel, wallets loads/prepaid card loads & voucher purchases ) • Get ₹500 gift voucher on spends on ₹50,000 per calendar quarter • Upto 15% off at 2000+ premium restaurants in select cities. for more details >For detailed Terms and conditions Each point is 0.25 ps against statement credit That smartpay setup page is default for all hdfc cc applications when selecting it among ltf conditions option page. If it is truly pre-approved then you will receive an email within 48 hours informing you that card is on its way. It wasn’t pre-approved , i applied myself on hdfc bank website , have no prior relationship with hdfc bank

While looking for an entry-level credit card that is ideal for shopping, you must have come across the HDFC MoneyBack Plus Credit Card. Now you must be wondering whether to take this credit card or not. Joining Fee: Rs. 500 plus applicable taxes Renewal Fee: Rs. 500 plus applicable taxes Spend Based Waiver: The renewal fee will be waived off on spending Rs. 50,000 in the previous year. Features and Benefits: • Welcome Benefits: With the HDFC Bank MoneyBack Plus credit card you get 500 CashPoints as a welcome benefit on the successful realization of the joining membership fee. • Reward Rate: Using this card for retail purchases entitles you to 2 CashPoints on every Rs. 150 spent, for EMI transactions at selected transactions lets you earn 5x CashPoints, and you get 10x CashPoints on shopping at partner brands. • Reward Redemption: You can redeem your CashPoints for cashback, purchasing products, or booking flights/hotels via SmartBuy and partner Airlines’ AirMiles. 1 CashPoint is equivalent to Re. 0.25. • Movies & Dining Benefits: You can save up to 15% on dining bills across more than 2,000 premium restaurants. Whereas, you do not get any movie benefits with this credit card. • Travel Benefits: Unfortunately, you do not get to experience the travel benefits with this credit card. If you have travel requirements then look for a credit card that offers travel benefits so that you can save on that spending. • Golf Benefits: No, you do not get any golf benefits as well on this...

MoneyBack+ credit card is one of the recent launches from HDFC Bank after the RBI ban was lifted. It is an upgrade for the basic entry-level MoneyBack card from HDFC Bank. The MoneyBack+ is a cashback card that works just like the Millennia but with lower rewards. Here is a review of the HDFC Bank MoneyBack+ credit card and everything you need to know about this card. Fees and Charges Though HDFC Bank mentions a joining/annual fee for the MoneyBack+ credit card, it is issued as LTF in most cases. HDFC Bank is Joining/Renewal Fee Rs 500 plus taxes – Issued as LTF in most cases Welcome/Renewal Benefit 500 CashPoints (only if fee is charged) Annual Fee Waiver On spends of Rs 50000 in a card membership year HDFC Bank MoneyBack+ Credit Card Review – Fees and Charges Cashback We earn CashPoints for transactions on MoneyBack+. Each CashPoint is equal to 25 paise for MoneyBack+ credit card. Category CashPoints Earn Rate Value Maximum CashPoints Spends on Amazon, BigBasket , Flipkart, Reliance Smart SuperStore & Swiggy 20 CP/Rs 150 3.3% 2500 EMI Spends 10 CP/Rs 150 1.7% 2500 All other spends 2 CP/Rs 150 0.3% No Cap HDFC Bank MoneyBack+ Credit Card – Cashback We do not get CashPoints for below transactions: • Fuel • Wallet/Gift/Prepaid Cards • Gift Voucher Purchase Milestone Rewards We get gift vouchers worth Rs 500 on spends of Rs 50000 per calendar quarter. This gives an extra 1% return over the regular cashback. The gift voucher options are Big Basket, BookMyShow, Uber, Pizza Hut...