How to set upi pin without debit card

UPI registration using Aadhaar card:Customers of Punjab National Bank now have a simpler way forsigning up for the Unified Payments Interface (UPI). Aadhaar-based One-Time Password (OTP) authentication has made it possible for users to sign up for UPI without a valid debit card. This initiative provides an effective solution forthose without anaccess to a debit card a practical answer. On its official Twitter account, the bank posted an update telling customers that they could sign up for UPI using their Aadhaar cards. The bank claimed that customers may now simply set or reset their UPI PIN without a debit card withthe Aadhaar-based OTP authentication. — Punjab National Bank (@pnbindia) As stated on the NPCI website, this is a better and simpler approach for users to set up UPI and offers a convenientsolution for people without access to a debit card. The following steps will help you create your UPI PIN using Aadhaar: 1. Set a new UPI PIN by opening the UPI app. 2. Select Aadhaar-based Verification 3. Verify your information by typing the lastsix digits of your Aadhaar card number. 4. Enter the OTP that was sent to your registered mobile number. 5. Accept and give permission. 6. You can enter and confirm your new UPI PIN after the bank has verified it. With this new initiative from Punjab National Bank, customers will find it simpler to use the UPI platform, which offers a quick and secure way to send money. Customers may now easily sign up for UPI without a debit card b...

The Unified Payments Interface (UPI) remains the most popular payment option in India. According to the statistics provided by the National Payments Corporation of India (NPCI), the amount of money transferred through the Unified Payments Interface (UPI) surpassed 11 lakh crore in the month of September 2022. Any payment made using the app must be authorised with a UPI PIN (a four or six digit number chosen by the user). When users connect their bank account with UPI applications like PhonePe, Paytm, and Google Pay, they will be required to set up a personal identification number (PIN). Experts often advise consumers to alter your UPI PIN. This reduces occurrences of cyber fraud. You may change your PIN using a variety of UPI applications such as Paytm, Google Pay, and the BHIM app. The major issue now is that a debit card is required to update the UPI PIN. We often need a debit card in an emergency, but we do not keep one on hand. Also, READ: Here are the steps to change your UPI PIN in Paytm : • Launch the Paytm app and choose the profile icon. • Choose 'UPI & Payment Settings,' which will take you to the Payment Settings page. • Select the 'UPI & Linked Bank Accounts' option. • Tap the 'Change PIN' text after selecting the bank account. • Enter the PIN by selecting ‘I remember my old UPI PIN’. • Set a new PIN and then confirm the change. The new PIN will take effect immediately. You won't need a debit card or other financial information for this.

(Last Updated On: June 7, 2023) Key Highlights • Set UPI PIN without a debit card hassle-free. • Use Aadhaar number for UPI PIN setup. • Google Pay facilitates secure Aadhaar validation process. If you’ve been struggling to set up your UPI PIN without a debit card, there’s good news. Google Pay now offers an alternative method to sign up for UPI using your Aadhaar number through the National Payments Corporation of India (NPCI). Also Read: Aadhaar-based UPI Onboarding With the new Aadhaar-based UPI onboarding method, Google Pay users can set up their UPI PIN without a debit card. This service is currently available to customers of banks that accept it, with more banks expected to follow suit soon. Requirements for Aadhaar-based UPI To use UPI through Aadhaar on Google Pay, users must ensure that their bank and UIDAI (Unique Identification Authority of India) share the same phone number. Additionally, their Aadhaar must be linked to their bank account. Also Read: The Sign-Up Process Users opting for Aadhaar-based UPI on Google Pay will have the choice between using a debit card or their Aadhaar number for sign-up. If they choose Aadhaar: • Enter the first six digits of their Aadhaar number to initiate the process. • Enter the OTPs received from UIDAI and their bank to complete the identification step. • The bank will then finalize the process, allowing users to set their UPI PIN. • Customers can now utilize the Google Pay app for transactions and to check their account bala...

In a good news for bank customers who do not have debit card but possess an Aadhaar, the government has allowed a facility whereby such people can activate the Unified Payments Interface (UPI) soon. The service was supposed to start on Monday, but reports suggested that it needed to be delayed since the banks were not prepared for it. Getting UPI services through Aadhaar UPI Activation Delayed In September last year, the National Payments Corporation of India (NPCI) had first announced regarding the system of activating UPI through Aadhaar. However, since that announcements, banks and other stakeholders have delayed the UPI Aadhaar activation several times. The deadline was extended from December 15 2021, to March 15 2022. “Aadhaar OTP authentication in lieu of debit card for customer onboarding on Unified Payments Interface (UPI) to enable customer on boarding on UPI using Aadhaar OTP, in addition to debit card. Along with the feature details and guidelines, compliance timeline was mentioned as 15th December 2021. Due to delay in readiness owning to other priority product feature launch across ecosystem, compliance timelines are extended to 15th March 2022,” the NPCI had said last year. “However, this would be possible only if the UPI application is used on the same mobile which has the Aadhaar-registered mobile number and the same number is registered with the bank. NPCI had initially asked banks to comply by December 15, 2021. But due to a delay in readiness as priority...

(Last Updated On: June 7, 2023) Key Highlights • Set UPI PIN without a debit card hassle-free. • Use Aadhaar number for UPI PIN setup. • Google Pay facilitates secure Aadhaar validation process. If you’ve been struggling to set up your UPI PIN without a debit card, there’s good news. Google Pay now offers an alternative method to sign up for UPI using your Aadhaar number through the National Payments Corporation of India (NPCI). Also Read: Aadhaar-based UPI Onboarding With the new Aadhaar-based UPI onboarding method, Google Pay users can set up their UPI PIN without a debit card. This service is currently available to customers of banks that accept it, with more banks expected to follow suit soon. Requirements for Aadhaar-based UPI To use UPI through Aadhaar on Google Pay, users must ensure that their bank and UIDAI (Unique Identification Authority of India) share the same phone number. Additionally, their Aadhaar must be linked to their bank account. Also Read: The Sign-Up Process Users opting for Aadhaar-based UPI on Google Pay will have the choice between using a debit card or their Aadhaar number for sign-up. If they choose Aadhaar: • Enter the first six digits of their Aadhaar number to initiate the process. • Enter the OTPs received from UIDAI and their bank to complete the identification step. • The bank will then finalize the process, allowing users to set their UPI PIN. • Customers can now utilize the Google Pay app for transactions and to check their account bala...

In a good news for bank customers who do not have debit card but possess an Aadhaar, the government has allowed a facility whereby such people can activate the Unified Payments Interface (UPI) soon. The service was supposed to start on Monday, but reports suggested that it needed to be delayed since the banks were not prepared for it. Getting UPI services through Aadhaar UPI Activation Delayed In September last year, the National Payments Corporation of India (NPCI) had first announced regarding the system of activating UPI through Aadhaar. However, since that announcements, banks and other stakeholders have delayed the UPI Aadhaar activation several times. The deadline was extended from December 15 2021, to March 15 2022. “Aadhaar OTP authentication in lieu of debit card for customer onboarding on Unified Payments Interface (UPI) to enable customer on boarding on UPI using Aadhaar OTP, in addition to debit card. Along with the feature details and guidelines, compliance timeline was mentioned as 15th December 2021. Due to delay in readiness owning to other priority product feature launch across ecosystem, compliance timelines are extended to 15th March 2022,” the NPCI had said last year. “However, this would be possible only if the UPI application is used on the same mobile which has the Aadhaar-registered mobile number and the same number is registered with the bank. NPCI had initially asked banks to comply by December 15, 2021. But due to a delay in readiness as priority...

The Unified Payments Interface (UPI) remains the most popular payment option in India. According to the statistics provided by the National Payments Corporation of India (NPCI), the amount of money transferred through the Unified Payments Interface (UPI) surpassed 11 lakh crore in the month of September 2022. Any payment made using the app must be authorised with a UPI PIN (a four or six digit number chosen by the user). When users connect their bank account with UPI applications like PhonePe, Paytm, and Google Pay, they will be required to set up a personal identification number (PIN). Experts often advise consumers to alter your UPI PIN. This reduces occurrences of cyber fraud. You may change your PIN using a variety of UPI applications such as Paytm, Google Pay, and the BHIM app. The major issue now is that a debit card is required to update the UPI PIN. We often need a debit card in an emergency, but we do not keep one on hand. Also, READ: Here are the steps to change your UPI PIN in Paytm : • Launch the Paytm app and choose the profile icon. • Choose 'UPI & Payment Settings,' which will take you to the Payment Settings page. • Select the 'UPI & Linked Bank Accounts' option. • Tap the 'Change PIN' text after selecting the bank account. • Enter the PIN by selecting ‘I remember my old UPI PIN’. • Set a new PIN and then confirm the change. The new PIN will take effect immediately. You won't need a debit card or other financial information for this.

UPI registration using Aadhaar card:Customers of Punjab National Bank now have a simpler way forsigning up for the Unified Payments Interface (UPI). Aadhaar-based One-Time Password (OTP) authentication has made it possible for users to sign up for UPI without a valid debit card. This initiative provides an effective solution forthose without anaccess to a debit card a practical answer. On its official Twitter account, the bank posted an update telling customers that they could sign up for UPI using their Aadhaar cards. The bank claimed that customers may now simply set or reset their UPI PIN without a debit card withthe Aadhaar-based OTP authentication. — Punjab National Bank (@pnbindia) As stated on the NPCI website, this is a better and simpler approach for users to set up UPI and offers a convenientsolution for people without access to a debit card. The following steps will help you create your UPI PIN using Aadhaar: 1. Set a new UPI PIN by opening the UPI app. 2. Select Aadhaar-based Verification 3. Verify your information by typing the lastsix digits of your Aadhaar card number. 4. Enter the OTP that was sent to your registered mobile number. 5. Accept and give permission. 6. You can enter and confirm your new UPI PIN after the bank has verified it. With this new initiative from Punjab National Bank, customers will find it simpler to use the UPI platform, which offers a quick and secure way to send money. Customers may now easily sign up for UPI without a debit card b...