Icici mine credit card

On 5th November 2020, ICICI Bank Financial Institution launched a special banking programme for millennial customers called ‘ICICI Bank MINE’. ICICI MINE is India’s first comprehensive banking platform for customers from the age of 18 years to 35 years. Features of ICICI MINE Account • Any person between the age of 18 to 35 years is eligible for digitally applying for an ICICI Mine account • It is a zero balance • Free in-app budget analyzer to plan your budget according to your monthly spendings • Complimentary Rs. 50,000 air accident and Rs. 50,000 purchase protection • Special offers on favourite brands • Cardless cash withdrawal services after KYC verification • Customers can earn a higher interest rate by setting a balance limit beyond which the money in the savings account will be converted into a • 24×7 access to banking products and services using • Free email statements • Total 5 free monthly ATM withdrawals at any bank’s ATM What does ICICI MINE Account offer? Here are some of the key things that ICICI Mine has to offer: • Instant Savings Account Customers can open savings accounts instantly online on the • Updated iMobile Application A complete feature-driven application with a new UI/UX. This new version of iMobile app provides- • A customizable individual finance management instrument that utilizes real-time AI-based analytics to make one’s financial plan • Gives apprehensions on the transaction history • A tracker of spendings which alerts the users when the ...

Anup Bagchi, Executive Director, ICICI Bank said, “Our extensive research shows that millennial customers want banking to be simple, digitally enabled and customised. Based on these insights, we have created ‘ICICI Bank Mine’, the country’s first full banking stack for millennials. It offers a mobile first, highly personalised and experiential led banking experience to them. We have noticed that, while the millennial customers want ‘digital first’, they don’t want a ‘digital only’ bank. This has led us to introduce a new format experiential branch suited to the lifestyle of millennials. The key offerings of ‘ICICI Bank Mine’ are given below: Instant savings account opening: A millennial can easily open a savings account completely digitally and instantly on the Bank’s website or iMobile application using his/her Aadhaar and PAN card. The account number and a virtual debit card are instantly generated which can be used by customers immediately to start transacting and make payments online. New look iMobile: The customers get instant access to a new-look ‘iMobile’, the Bank’s mobile banking app, with a refreshed UI/UX and millennial friendly language. The new version provides two additional benefits, in addition to the already existing bouquet of features, to customers. One, it provides a customisable personal finance management tool that uses real-time AI based analytics to create one’s own budget, provide insights on history of transactions, a spending tracker with alerts ...

Article Index • • • • • • • • • • • • • • • • • This credit card has been designed keeping in mind the needs of millennials who love to shop and spend online. In this article, we will review the ICICI Bank Mine Credit Card and see if it lives up to its promises. Introduction ICICI Bank Mine Credit Card is a new offering from the ICICI Bank stable. It is a credit card that is specifically targeted at millennials who love to shop and spend online. This credit card comes with a host of features and benefits that are unique and different from other credit cards in the market. Let’s dive deeper and review the features and benefits of the ICICI Bank Mine Credit Card. Read Also: Key Features 1. No Annual Fee The ICICI Bank Mine Credit Card comes with no annual fee, which means you don’t have to pay any fee to use this credit card. This is a great benefit as many credit cards charge an annual fee, which can be a burden on the pocket. 2. Welcome Benefits On getting the ICICI Bank Mine Credit Card, you get welcome benefits worth Rs. 10,000. These benefits include gift vouchers, cashback, and discounts from various popular brands. 3. Cashback on Online Spends The ICICI Bank Mine Credit Card offers cashback on online spends. You get 5% cashback on shopping on Amazon, Flipkart, and Myntra, and 2% cashback on other online spends. This feature makes it an ideal credit card for those who love to shop online. 4. Fuel Surcharge Waiver The ICICI Bank Mine Credit Card offers a fuel surcharge ...

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K Net Reward Yield (-0.6%)^ 0.3% 1.8% 1.5% 0.8% Est. Monthly Reward (₹) (35) 30 360 750 750 All-India Rewards Rank* 204 175 18 52 174 Within Bank Rank* 22 17 1 1 18 * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield ^ The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee. The Mine Credit Card – PREMIUM 149 Plan offers a cashback of 5% on Amazon, Myntra, bigbasket, Grofers, Swiggy, Zomato, MakeMyTrip, Goibibo and 1% cashback on all other retail spending with a monthly cashback cap of ₹750. It has a monthly fee of Rs 149 which is waived if you are spending more than ₹20,000 in a month. We estimate this card can earn you a net reward yield of 0.3-1.8% on spending more than ₹10,000 with the card in a month. If you are spending more than ₹50,000 a month on your card, the Amazon Pay ICICI Bank Credit Card is the best option from ICICI Bank. We estimate you can earn a net reward yield of 1.2% with this card. Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here. The Rewards Card Mine Credit Card – PREMIUM 149 Plan Card Type Cashback Cashback Features 5% cashback on: – Amazon Prime – Myntra – bigbasket – Goibibo – MakeMyTrip – BookMyShow – Gaana – PVR – INOX – Swiggy – Zo...

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K Net Reward Yield 1.4% 1.7% 1.0% 0.4% 0.2% Est. Monthly Reward (₹) 65 165 200 200 200 All-India Rewards Rank* 12 18 77 282 337 Within Bank Rank* 1 1 3 36 37 * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield The Mine Credit Card – PRO 49 Plan offers 5% on Amazon, bigbasket, Grofers, Swiggy, Zomato, Ola, PVR, INOX & Gaana and 1% cashback on all other retail spending with a monthly cashback cap of ₹200. It has a monthly fee of ₹49 which is waived if you are spending more than ₹10,000 in a month. We estimate this card can earn you a net reward yield of 1.4-1.7% on spending up to ₹10,000 with the card in a month. The Mine Credit Card – PREMIUM 149 Plan offers a cashback of 5% on Amazon, Myntra, bigbasket, Grofers, Swiggy, Zomato, MakeMyTrip, Goibibo and 1% cashback on all other retail spending with a monthly cashback cap of ₹750. It has a monthly fee of Rs 149 which is waived if you are spending more than ₹20,000 in a month. We estimate this card can earn you a net reward yield of 0.3-1.8% on spending more than ₹10,000 with the card in a month. If you are spending more than ₹50,000 a month on your card, the Amazon Pay ICICI Bank Credit Card is the best option from ICICI Bank. We estimate you can earn a net reward yield of 1.2% with this card. Our list of the best credit cards in India, at every spending level and from every bank, is here. ...

On 5th November 2020, ICICI Bank Financial Institution launched a special banking programme for millennial customers called ‘ICICI Bank MINE’. ICICI MINE is India’s first comprehensive banking platform for customers from the age of 18 years to 35 years. Features of ICICI MINE Account • Any person between the age of 18 to 35 years is eligible for digitally applying for an ICICI Mine account • It is a zero balance • Free in-app budget analyzer to plan your budget according to your monthly spendings • Complimentary Rs. 50,000 air accident and Rs. 50,000 purchase protection • Special offers on favourite brands • Cardless cash withdrawal services after KYC verification • Customers can earn a higher interest rate by setting a balance limit beyond which the money in the savings account will be converted into a • 24×7 access to banking products and services using • Free email statements • Total 5 free monthly ATM withdrawals at any bank’s ATM What does ICICI MINE Account offer? Here are some of the key things that ICICI Mine has to offer: • Instant Savings Account Customers can open savings accounts instantly online on the • Updated iMobile Application A complete feature-driven application with a new UI/UX. This new version of iMobile app provides- • A customizable individual finance management instrument that utilizes real-time AI-based analytics to make one’s financial plan • Gives apprehensions on the transaction history • A tracker of spendings which alerts the users when the ...

Article Index • • • • • • • • • • • • • • • • • This credit card has been designed keeping in mind the needs of millennials who love to shop and spend online. In this article, we will review the ICICI Bank Mine Credit Card and see if it lives up to its promises. Introduction ICICI Bank Mine Credit Card is a new offering from the ICICI Bank stable. It is a credit card that is specifically targeted at millennials who love to shop and spend online. This credit card comes with a host of features and benefits that are unique and different from other credit cards in the market. Let’s dive deeper and review the features and benefits of the ICICI Bank Mine Credit Card. Read Also: Key Features 1. No Annual Fee The ICICI Bank Mine Credit Card comes with no annual fee, which means you don’t have to pay any fee to use this credit card. This is a great benefit as many credit cards charge an annual fee, which can be a burden on the pocket. 2. Welcome Benefits On getting the ICICI Bank Mine Credit Card, you get welcome benefits worth Rs. 10,000. These benefits include gift vouchers, cashback, and discounts from various popular brands. 3. Cashback on Online Spends The ICICI Bank Mine Credit Card offers cashback on online spends. You get 5% cashback on shopping on Amazon, Flipkart, and Myntra, and 2% cashback on other online spends. This feature makes it an ideal credit card for those who love to shop online. 4. Fuel Surcharge Waiver The ICICI Bank Mine Credit Card offers a fuel surcharge ...

Anup Bagchi, Executive Director, ICICI Bank said, “Our extensive research shows that millennial customers want banking to be simple, digitally enabled and customised. Based on these insights, we have created ‘ICICI Bank Mine’, the country’s first full banking stack for millennials. It offers a mobile first, highly personalised and experiential led banking experience to them. We have noticed that, while the millennial customers want ‘digital first’, they don’t want a ‘digital only’ bank. This has led us to introduce a new format experiential branch suited to the lifestyle of millennials. The key offerings of ‘ICICI Bank Mine’ are given below: Instant savings account opening: A millennial can easily open a savings account completely digitally and instantly on the Bank’s website or iMobile application using his/her Aadhaar and PAN card. The account number and a virtual debit card are instantly generated which can be used by customers immediately to start transacting and make payments online. New look iMobile: The customers get instant access to a new-look ‘iMobile’, the Bank’s mobile banking app, with a refreshed UI/UX and millennial friendly language. The new version provides two additional benefits, in addition to the already existing bouquet of features, to customers. One, it provides a customisable personal finance management tool that uses real-time AI based analytics to create one’s own budget, provide insights on history of transactions, a spending tracker with alerts ...

Anup Bagchi, Executive Director, ICICI Bank said, “Our extensive research shows that millennial customers want banking to be simple, digitally enabled and customised. Based on these insights, we have created ‘ICICI Bank Mine’, the country’s first full banking stack for millennials. It offers a mobile first, highly personalised and experiential led banking experience to them. We have noticed that, while the millennial customers want ‘digital first’, they don’t want a ‘digital only’ bank. This has led us to introduce a new format experiential branch suited to the lifestyle of millennials. The key offerings of ‘ICICI Bank Mine’ are given below: Instant savings account opening: A millennial can easily open a savings account completely digitally and instantly on the Bank’s website or iMobile application using his/her Aadhaar and PAN card. The account number and a virtual debit card are instantly generated which can be used by customers immediately to start transacting and make payments online. New look iMobile: The customers get instant access to a new-look ‘iMobile’, the Bank’s mobile banking app, with a refreshed UI/UX and millennial friendly language. The new version provides two additional benefits, in addition to the already existing bouquet of features, to customers. One, it provides a customisable personal finance management tool that uses real-time AI based analytics to create one’s own budget, provide insights on history of transactions, a spending tracker with alerts ...

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K Net Reward Yield (-0.6%)^ 0.3% 1.8% 1.5% 0.8% Est. Monthly Reward (₹) (35) 30 360 750 750 All-India Rewards Rank* 204 175 18 52 174 Within Bank Rank* 22 17 1 1 18 * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield ^ The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee. The Mine Credit Card – PREMIUM 149 Plan offers a cashback of 5% on Amazon, Myntra, bigbasket, Grofers, Swiggy, Zomato, MakeMyTrip, Goibibo and 1% cashback on all other retail spending with a monthly cashback cap of ₹750. It has a monthly fee of Rs 149 which is waived if you are spending more than ₹20,000 in a month. We estimate this card can earn you a net reward yield of 0.3-1.8% on spending more than ₹10,000 with the card in a month. If you are spending more than ₹50,000 a month on your card, the Amazon Pay ICICI Bank Credit Card is the best option from ICICI Bank. We estimate you can earn a net reward yield of 1.2% with this card. Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here. The Rewards Card Mine Credit Card – PREMIUM 149 Plan Card Type Cashback Cashback Features 5% cashback on: – Amazon Prime – Myntra – bigbasket – Goibibo – MakeMyTrip – BookMyShow – Gaana – PVR – INOX – Swiggy – Zo...