Kotak loan customer care

Onboarding Process To start your journey with Kotak as a Loan Partner and make the registration process easier for you, here is a list of everything you need to know. Basic Details & Document upload • On the Kotak Loan Partner page, click on “Register” • You will then be redirected to a page wherein you need to fill in basic details (mobile number and date of birth) and select the type of Loan Partner you are, i.e., Individual, Proprietor, or Non-Individual. • Read the duties of the Loan Partner & provide acceptance by clicking “Continue” to complete the registration process. • Authenticate the Mobile number with the One Time Password (OTP) received on the mobile number provided. • Provide additional information based on the Type of Loan Partner selected in the above step. • Upon providing the details, upload supporting documents such as PAN Card, Aadhaar Card, Address Proof, Recent Photograph of Individual/ Partners/ Directors & GST certificate (only for Non-Individuals). Your application gets processed and verified by the Bank. Once verified, you can complete your registration process with two more steps. Provide Bank Account details to receive the Payout • If you have an existing account with Kotak, the information will be displayed on the homepage • If you do not already have an account with us, you will be redirected to open a Kotak 811 Savings Account. • For Non-Individuals, existing Kotak or any other Bank’s Current Account is required. Loan Partner Agreement The la...

Product Type Tenure Criteria Super CAT A CAT A CAT B CAT C/Govt Emp CAT D Fresh Loan Cases Upto 36 months NTH > 75000 10.75% 11.15% 12.49% 11.75% 16.25% NTH : 50000-75000 10.75% 11.49% 13.49% 13.25% 16.99% NTH : 35000-50000 11.15% 12.15% 14.49% 14.25% 17.49% NTH Less than 35000 12.25% 13.49% 15.49% 15.25% 17.75% Optimus Prime Upto 36 months Loan Amount Less Than 20L 10.75% 10.75% 10.75% 10.75% 10.75% 10 Lakhs - 19.99 Lakh 10.99% 10.99% 11.49% 11.29% 11.99% Product Type Tenure Criteria Kotak Group Employee Super CAT A CAT A CAT B CAT C/Govt Emp CAT D Fresh Loan Cases More Than 36 months NTH > 75000 10.75% 10.85% 11.25% 13.15% 11.99% 16.49% NTH : 50000-75000 10.75% 10.99% 11.75% 14.25% 13.39% 17.25% NTH : 35000-50000 11.15% 11.49% 12.25% 15.25% 14.75% 17.75% NTH Less than 35000 12.25% 12.49% 13.75% 16.25% 15.75% 17.99% Optimus Prime More Than 36 months Loan Amount Less Than 20L 10.75% 10.75% 10.75% 10.75% 10.75% 10.75% 10 Lakhs - 19.99 Lakh 10.99% 10.99% 10.99% 11.49% 11.29% 11.99% Super CAT A Company list 1 ACCENTURE 2 CAPGEMINI 3 COGNIZANT 4 HCL TECHNOLOGIES LTD 5 IBM 6 Infosys Ltd 7 ORACLE INDIA 8 TATA CONSULTANCY SERVICES 9 TECH MAHINDRA LTD 10 MIND TREE 11 WIPRO LTD Kotak Mahindra Bank Personal Loan Balance Transfer Rates Now transferring your personal loan balance to Kotak Bank can fetch you lower rates. That’s right! If you transfer your existing PL to Kotak, you can enjoy the attractive interest rates as low as 11.65% per annum. The BT facility offered by the bank al...

Kotak Mahindra Bank customers who wish to pre-close their loan before the maturity of the loan can do so at the Kotak Mahindra Bank branch that disbursed the personal loan. Customers will be charged 5% of the outstanding loan amount + GST to foreclose the loan. Kotak Mahindra Bank allows customers to make only full pre-payment and no part-payment facility is available. Kotak Bank Personal Loan Pre-Closure / Foreclosure Charges Foreclosure type Fees and charges Full pre-payment 5% of the outstanding loan amount + GST Requirements for Kotak Mahindra Bank Personal Loan • The Kotak Mahindra Bank has to complete 12 EMI payments before he/she can apply for a personal loan foreclosure. • Following the completion of 12 EMIs, the customer has to send a foreclosure written request to the bank. The customer will be required to serve a notice period till the issuance of foreclosure statement from the bank. • To make the foreclosure, the customer will need to have the foreclosure statement, and the turn-around time of Kotak Mahindra Bank to issue the statement is between 10-20 working days. To know more about the norms of a How to Pre-Close Kotak Mahindra Bank personal loan? • The customer has to write a request to Kotak Mahindra Bank that he/she wishes to foreclose the personal loan from his/her registered email ID. This can be done only after the customer has completed 12 EMI payments. • The customer will have to serve a foreclosure intimation period of a maximum of 30 days till the ...

EarlySalary Customer Care Email Address Customers can reach out to customer care representatives by writing an email and get their queries resolved. Typically a representative will reply to your email in 24-48 hours. The email address of EarlySalary customer care is [email protected] EarlySalary Customer Care Earl Chatbot Customers can use the Chatbot service called Earl available on the EarlySalary official app available on Android or iOS devices. Customers can get in touch with customer care team through Earl and get complaints or queries resolved. EarlySalary Customer Care on Social Media Customers of EarlySalary can get in touch with a customer care representative or get details of special offers from EarlySalary through key social media platforms such as Facebook, Twitter and LinkedIn. However, do keep in mind that you should always follow data security best practices and never share your personal customer data on social media websites. EarlySalary Grievances Redressal In case of grievances related to EarlySalary loans, you have two levels of escalations in case your initial complaint is not dealt with to your satisfaction. Level 1. For level 1 escalation, you can provide a detailed complaint via email sent to [email protected] Level 2. If the resolution provided after escalating to level 1 is not to your satisfaction, you can escalate further to level 2. The level 2 escalation email ID for customer grievances is [email protected] FAQs Q1. What is t...

Dera Team, Previously i have kotak mahendra bank credit card and i settled total amount three years back and they are provided settlement letter also by bank. Credit card number [protected] But still it was showing in active i complained so many times to kotak bank but no one can respond. Mobile:[protected] Mail: [protected]@gmail.com Kindly check the attachment of settlement letter by bank for your reference Please take it and solve my issue asap Thank you I took a payday loan of amount 9613/- from Kotak Mahindra Bank. When my salary got credited on 09/06/2023 they deducted the amount and my balance was 17548. The same amount got auto debited on 13/06/2023 again. My account had a balance of 2300 and it got debited and the remaining amount is showing as -7300. I tried to contact them but no response. I need my money back Dear Sir/Madam, I Dibyendu Kundu is requesting you to remove the agent code of Kotak Mahindra Life Insurance Company Ltd. from IRDA PAN portal. I have mentioned the details, given below. Name : DIBYENDU KUNDU Agent code : 60207618 Company : Kotak Mahindra Life Insurance Company Ltd. Pan Number: BVWPK4468A Kindly please remove my Agent code and Pan ID number from IRDA Portal asap. My overdraft account number is [protected] when this overdraft account was offered to me, they said there would not be any no-utilization charges. all of a sudden, in May 2023, non-utilization charges of 2627 rupees were charged i went to the manikonda branch and they just sent a ...

i/we give my/our consent to receive information in respect of policy servicing, claim servicing, updates on my policy, updates on new and existing product, marketing or servicing my relationship with Kotak Mahindra General Insurance Company Limited, its group companies/associates or agents through Telephone/Mobile/SMS/e-Mail, etc. Further, i/we understand that my/our consent to receive calls/communications shall be valid and shall prevail over my/our current or any subsequent registration of my/our number for the NDNC and shall continue to be treated as my/our consent/acceptance. (If you do not wish to accord your consent, please submit a Do Not Call (DNC) form alongwith this form. i/we have understood the form, including the clause on consent to call, and i/we have agreed the same after understanding and accepting the terms contained therein.