L and t finance personal loan

L&T Financial Services (LTFS) is the brand name for LTFH's lending and non-lending operations, which provide financial solutions to a varied set of customers. L&T Financial Services offers an array of products to cope with customers' varied requirements including personal loan, business loan, home loan at affordable interest rates. L&T Finance Loans Interest Rate Processing Fee Loan Amount/Tenure L&T FinancePersonal Loan 11% - 19% Up to 1% Up to ₹45K Tenure(Up to 2 Years) Check Eligibility Know More L&T FinanceHome Loan 8.65% Up to 3% ₹3L - ₹10Cr Tenure(Up to 30 Years) Check Eligibility Know More L&T FinanceLoan Against Property 9.6% Up to 2% Up to ₹20Cr Tenure(Up to 20 Years) Enquire Now Know More L&T FinanceBusiness Loan 15.5% - 20.5% Up to 2% Up to ₹50L Tenure(5 - 6 Years) Enquire Now Know More Features and Benefits of L&T Financial Services • Interest rates and plans that are competitive and tailored as per customer’s needs and requirements • Finance is provided for both paid and self-employed individuals • Process of documentation is quick and simple • Get a loan without showing Income Proof • Branches all around India • In the case of Farm Equipment Finance, personalised loans are available for customers with varying land holdings. • Transparent, technology-driven procedures • Faster loan approval and payout • Multiple repayment options • Competitive processing fees Overview of L&T Finance Larsen & Toubro Ltd., well-known as L&T, one of India's largest conglomerates ...

PLANET by L&T Finance- The app helps manage your existing loan in a convenient, and easy manner. Home for your finance needs, PLANET by L&T Finance app by L&T Finance helps seamlessly manage your account including monthly EMI payments, loan-related documents for Two-Wheeler Loans, Consumer Loans, Home Loans, Small and Medium Business Loans, Farm Equipment Loans and Micro Loans. PLANET by L&T Finance stands for Personalized Lending & Assisted NETworks of you, our valued customer, helping enable your aspirations. There is a lot you can do with this financing app. Manage your loan account, track your service requests in real-time and make EMI payments in a few simple clicks. Key Features: ● All your loan relationships at a glance- View all your loan relationships with L&T Finance at a glance ● Secure transactions enabled by four-digit PIN & biometric login- Transact with peace of mind ● Option to download all loan documents- All the services and documents you need, are now at your fingertips. Documents like NOC, Interest Certificate, repayment schedule and more are available whenever you need ● Profile Details- View and update your profile and bank mandate details. Personalize your profile with a photograph ● Payment reminders & notifications- You don’t have to worry about missing your payment. Just allow notifications and get payment and due date reminders. ● Know your loan details- Anytime access to information such as disbursed amount, tenure, outstanding amo...

Retail loan portfolios typically offer higher interest rate margins than wholesale loans. Last year, the non-bank lender had set a goal of raising the share of its retail portfolio to over 80% by March 2026 from 51%. The share has already increased to 75%. The company, a part of Larsen & Troubro, is in the process of introducing rural LAP loans and personal loans for spouses of its women microfinance borrowers to raise its stake with the bottom of the pyramid customers, group chief financial officer It has decided to run pilot projects for both the products in the southern market, which showed LOWER delinquency in the post-pandemic period, Joshi said. At present, its product bouquet includes rural business loans, tractor financing, two-wheeler loans, consumer loans, home loans and loans to small and medium enterprises. Rural business finance includes microloans to women borrowers with less than Rs 3 lakh household annual income, according to regulatory definition of microfinance. This is L&T Finance's biggest vertical with a Rs 18,700-crore portfolio, which climbed 41% year-on-year. Loans to farmers for buying tractors are the second largest by way of assets, with Rs 12,800 crore of exposure. Two-wheeler financing portfolio size was Rs 9,000 crore. Don’t miss out on ET Prime stories! Get your daily dose of business updates on WhatsApp. Four state-owned financial entities — Punjab National Bank, Life Insurance Corporation of India, State Bank of India, and Bank of Baroda — ...

Housing Loan The process of home finance with LTF was very smooth for our dream home. I got a very competitive rate of interest with higher eligibility. Thanks to Pradeep, Mukesh and rest of the team for putting lots of effort to make the process smoother. I would highly recommend LTF for your home finance requirements Housing Loan It was indeed great to be associated with L&T Finance, the sales team here is very supportive and committed. Services provided are beyond delight and it was a pleasure interacting with them. The process of my home loan application was very simple and easy and the overall process was smooth. Housing Loan I feel immensely grateful for your active cooperation and your cooperation has been outstanding and commendable. Without your contribution, it would be difficult for me to get my loan pass in a short period. Thank you for your untiring efforts and diligent work. Hats off for your support and guidance. Farm Equipment Finance Over 2 years have passed since I first took a tractor loan from LTF. The FLS assisted me personally and answered all my EMI & Loan related queries. The loan was disbursed within 24 hours and the money got credited the same day. LTF also provided me with a pre-approved loan considering my good track record, which was extremely beneficial to my business. I would definitely recommend LTF to my friends and family. Farm Equipment Finance My friend recommended LTF since they provide tractor loans at a lower interest rate than others...

L&T Financial Services (LTFS) is the brand name for LTFH's lending and non-lending operations, which provide financial solutions to a varied set of customers. L&T Financial Services offers an array of products to cope with customers' varied requirements including personal loans, business loans, and home loan at affordable interest rates. Features and Benefits of L&T Finance Personal Loan L&T Finance was started in July 2008 with the purpose of assisting people in upgrading their businesses one way or the other. L&T Personal Loans (also called microloans), however, cater to the financial needs of women so that they grow and become completely self-reliant. Some of the best advantages of L&T Finance are that it only charges a 1% processing fee of the total amount and offers flexible term loans through the Joint Liability Group (JLG). • A microloan product. • Exclusively available for women • Flexible tenure Given below are the features and benefits of L&T Finance for a microloan: • You can avail term loan via Joint Liability Group (JLG). • The repayment tenure is only available for 24 months. • The maximum loan amount available is Rs. 45,000. • The processing fee is only 1% of the total loan amount. • The rate of interest is 24% and is subjected to market risks. • There is no requirement for collateral security. L&T Finance Personal Loan Eligibility Criteria The L&T Finance Personal Loan eligibility criteria are as follows: • They are only available for women. • The minimum a...

Looking for L&T personal loan calculator? Compare with others on Interest Rates, EMI, Loan amount, process, approval time, and application status & loan eligibility through emicalculator-india. L&T offer loans to Individuals under Microfinance loan & Rural loans. Processing charges are 1.00% of sanctioned loan amount, Loan repayment maximum 30 months, Loan amount you can take up to 50000. Personal Loan – Quick, Easy & Instant Online Approval Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals. All loans are on sole discretion on the respective banks Important Info for L&T personal loan Interest Rates 24.00% lowest emi per lakh for 2 years Rs. 5287.11 Processing Fee up to 1.00% of loan amount Prepayment Charges N.A Repayment 2 Years Age 20 – 60 Loan Amount 10 – 50 thousand Disbursal Time 2-5 days Minimum Income Per Month 18000 Bank L & T Finance Toll Free 1800 299 4747 Documents Required for L&T Personal loans Identity Proof– Passport, photo pan card, driving license, votes id card, photo ration card Address Proof– Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter L&T Finance Personal loan Branches all over the India City Address Delhi 5th and 6th Floor, DCM Building, Barakhamba Road, Connaught Place, New Delhi, Delhi 110001 Mumbai 3rd, 4th & 5th Floor, Plot#177, City2 Building, CST Rd, Kalina, Santacruz East, Mumbai, Maharashtra ...

L&T Finance Personal Loan L&T Financial Services is one of the most popular and leading NBFCs in India that provides a wide range of consumer and business loans to eligible applicants. It is a major lender for commercial and personal finances across India and offers some of the best terms and conditions for borrowers. You can get up to Rs. 7 Lakhs as the loan amount for tenure up to 48 months. You can use the loan for a variety of purposes such as home improvement, weddings, vacations, education, medical emergencies, and more. The application process is simple and straightforward, and loan approvals are typically quick. This makes L&T Financial Services an ideal lender for those who need money in a hurry. L&T Finance Personal Loan Interest Rate If you’re looking for a personal loan with a competitive interest rate, you may want to consider L&T Finance. This lender offers personal loans with interest rates starting at 11% p.a., which is one of the more competitive rates on the market. The interest rate on your loan will depend on various factors, including your credit score, income and other eligibility criteria. Read Also – Eligibility Criteria for Personal Loans from L&T L&T offers personal loans to eligible customers who meet the following criteria: • You must be a salaried employee with a regular income • You must be between 21 and 60 years of age • You must have a good credit history • You must have a valid ID and proof of income • You must have a bank account in your ...