Poonawalla share price

• Stock Returns vs Nifty Midcap 100 Stock gave a 3 year return of 1681.7% as compared to Nifty Midcap 100 which gave a return of 142.42%. (as of last trading session) • Stock Returns vs Nifty Financial Services Stock generated 1681.7% return as compared to Nifty Financial Services which gave investors 92.54% return over 3 year time period. (as of last trading session) NAME P/E (x) P/B (x) ROE % ROCE % ROA % Rev CAGR [3Yr] OPM NPM Basic EPS Current Ratio Total Debt/ Equity (x) Total Debt/ CFO (x) 38.12 3.79 9.96 19.20 2.94 -7.73 69.06 35.33 8.95 1.40 1.43 0.00 8.78 1.93 23.61 43.95 2.65 21.57 36.78 16.60 19.84 1.10 7.57 0.00 17.95 1.35 7.54 36.18 1.52 -2.75 62.05 12.02 6.56 1.22 3.73 0.00 21.49 2.24 13.29 32.29 2.35 5.44 75.18 23.22 119.59 1.25 4.08 0.00 12.65 1.86 16.68 49.78 2.83 20.33 64.58 19.46 39.49 1.22 4.45 0.00 Add More • Stock Returns vs Nifty Midcap 100 Stock gave a 3 year return of 1681.7% as compared to Nifty Midcap 100 which gave a return of 142.42%. (as of last trading session) • Stock Returns vs Nifty Financial Services Stock generated 1681.7% return as compared to Nifty Financial Services which gave investors 92.54% return over 3 year time period. (as of last trading session) Meeting Date Announced on Purpose Details Apr 26, 2023 Mar 31, 2023 Board Meeting Audited Results & Final Dividend Jan 23, 2023 Dec 30, 2022 Board Meeting Quarterly Results Oct 21, 2022 Oct 03, 2022 Board Meeting Quarterly Results Jul 29, 2022 May 12, 2022 AGM Book closure from 23 Jul,...

Quarterly Result (All Figures in Cr.) PARTICULARS Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Operating Revenue 382.91 406.93 454.86 501.37 577.17 Other Income 15.38 22.11 25.67 17.94 3.98 Interest Expended 110.44 118.73 144.08 159.29 173.18 Operating Expenses 157.62 163.89 148.57 143.19 152.33 Total Provisions 0 20.85 0 0 0.36 Depreciation 13.7 12.31 13.93 15.82 19.35 Profit Before Tax 116.53 113.26 173.95 201.01 235.93 Tax 27.41 31.3 43.78 50.59 55.96 Net Profit 89.12 123.66 130.17 150.42 180.69 Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.) PARTICULARS Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Operating Income 2063.78 2232.64 2177.55 1848.73 1536.22 Other Income 37.08 173.07 58.59 28.12 542.25 Interest 1012.55 1017.64 1123.97 874.6 509.29 Operating Expenses 529.06 586.2 583.79 441.96 599.45 Total Provisions 322.15 399 494.19 1332.95 585.16 Exceptional Items 0 0 0 0 0 Profit Before Tax 237.09 402.88 34.18 -772.65 384.57 Tax 35.86 127.75 44.19 -194.29 91.37 Profit After Tax 201.23 275.13 -10.01 -578.36 293.2 Adjusted EPS (Rs.) 8.49 10.22 -0.37 -21.45 3.83 Balance Sheet (All Figures are in Crores.) Particulars Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Equity and Liabilities Share Capital 47.41 53.86 53.9 53.92 152.98 Total Reserves 1763.37 2501.94 2461.41 1888.14 5561.52 Borrowings 2926.76 3117.06 2826.18 3249.46 3942.94 Other N/C liabilities -220.04 -123.96 -79.37 -277.29 -193.69 Current liabilities 8805.27 9295.06 7589.09 5129.79 3142.12 Total Liabilities ...

“We will maintain a return on assets of above 4%. We are reducing operating expenditure and focusing on short-term loans to increase the overall internal rate of return,” managing director Abhay Bhutada said. “We will launch co-branded credit card after two quarters and EMI card / online consumer loans in the next six months.” In the post-Q4 earnings conference call, Bhutada attributed the improvement in the lender’s return on assets to its focus on low-risk prime and sub-prime customers, low operating expenditure and competitive pricing strategy. While gross non-performing assets are relatively higher in the legacy Magma Fincorp loan book, it is much lower in the new book. Overall, the gross asset ratio improved to 1.4% as on March 31 from 8.2% as on December 31, 2020, which is prior to the acquisition. The net interest margin improved to 11.3% as on March 31 from 8.5% as on December 31, 2020. Analysts attribute this improvement in the asset quality and margins to the shift in the strategy after Poonawalla group company Rising Sun Holdings acquired a 60% stake in the erstwhile Magma Fincorp in 2021. “When we acquired Magma, we had envisaged the challenges that we would face related to product, people, culture, technology and geography. Our strategic planning and execution helped us address these to a large extent,” Bhutada said. While it wrote off a substantial portion of delinquencies and overdue of the erstwhile entity, Ponnawalla Fincorp also tightened the loan underwr...

Key Points: - On Hourly chart H/H & H/L - Bullish Pattern - Buying opportunity at Retest level - RSI near 70 & above average - 50,100,200 EMA crossed and good potential of up-move - Possibility of forming New ATH - Keep in folio for longer term In Gujarati “ Bhav is Bhagwan ” Disclaimer : I am n Key Points: - On Hourly chart H/H & H/L - Bullish Pattern - Buying opportunity at Retest level - RSI near 70 & above average - 50,100,200 EMA crossed and good potential of up-move - Possibility of forming New ATH - Keep in folio for longer term In Gujarati “ Bhav is Bhagwan ” Disclaimer : I am n The stock of Poonawala fincorp has been consolidating in an ascending triangle pattern since end of 2021. Currently, the stock is trading above its previous all time high of around 343.8 Buying at the top is always risky so keep this stock in watchlist and enter at a retest of 320 levels or as per y The stock of Poonawala fincorp has been consolidating in an ascending triangle pattern since end of 2021. Currently, the stock is trading above its previous all time high of around 343.8 Buying at the top is always risky so keep this stock in watchlist and enter at a retest of 320 levels or as per y BUY - POONAWALLA FINCORP LTD CMP - Rs. 325 Target - 1: Rs. 400 Target - 2: Rs. 450 Target - 3: Rs. 490 . . Technicals - Cup and Handle Pattern . This is just a view by an expert analyst, please invest at your own risk. . Follow me for more! BUY - POONAWALLA FINCORP LTD CMP - Rs. 325 Target - 1: Rs. 4...