Standard chartered bank smart credit card

Standard Chartered has launched an intriguing new product called the up to 7.7 mpd onfast food, streaming entertainment and bus/MRT rides. New-to-bank customers will Marshall Mode II headphones (worth S$299) or S$230 cash, while existing customers will receive S$30 cash. New customers will also receive a complimentary Disney+ subscription of three months. Standard Chartered Smart Card Income Req. Annual Fee FCY Fee S$30,000 None 3.5% Regular Earn Bonus Earn Cap Up to 0.64 mpd 5.6 mpd/7.7 mpd on fast food, streaming, public transport S$818 per statement month The Standard Chartered Smart Card is now Cardholders normally earn a very underwhelming 1.6 rewards points per S$1 spent (equivalent to 0.46/0.64 mpd- see the explainer below) on all spending. ❓ Got Visa Infinite? StanChart’s rewards ecosystem is much more favourable to those with a Standard Chartered Visa Infinite or Standard Chartered X Card. These cardholders can redeem KrisFlyer miles at an enhanced rate of 2,500 points = 1,000 miles. All other cardholders redeem KrisFlyer miles at a rate of 3,500 points= 1,015 miles. Here’s the fun part. If you have a Visa Infinite or X Card, allyour rewards points can be redeemed at the 2,500 points = 1,000 miles rate. You can see this illustrated in my example below- the 100 points on my Rewards+ card are pooled with those from the X Card. tl;dr: 1 SCB rewards point= 0.4 miles for Visa Infinite cardholders, and 0.29 mpd for all others. However, if cardholders spend on fast food,...

* SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal. *Please note that MyInfo is temporarily unavailable at the stipulated downtimes: Mon, Tues, Thurs, Fri, Sat: 5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM Double the perks, double the win! Apply for Smart Card and JumpStart Account and get S$280 cashback when you activate your physical card within 30 days of card approval. No minimum spend required. Smart Credit Card 6% cashback in equivalent Rewards Points on everyday merchants with no minimum spend 3 months interest-free instalments with no processing fees JumpStart Account Earn up to 2.5% p.a. for account balances up to S$50,000 No lock in period No fees Eligibility Age: 21 – 26 years old Minimum annual income: S$30,000 • Find Out More Find Out More You will be charged an Effective Interest Rate (“EIR”) of 23.9%, 26.9% or 29.9% per annum (“p.a.”) based on the Bank’s assessment of your credit profile. If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.065, 0.074% or 0.082% from the respective transaction dates for all transactions to the date the payment is received. Your EIR i...

Standard Chartered Smart Credit Card Rating Reward Points ★★★★★ Annual Fee ★★★★ Welcome Benefits ★ Additional Benefits ★ Overall Rating ★★★ Standard Chartered Smart Credit Card offers 2% cashback on all online spends and 1% cashback across all other spends. The card also offers an extended interest-free credit period and an option to convert big purchases into 3-months EMI. To know if this is the Standard Chartered Smart Credit Card at a Glance Annual Fee Rs. 499 (waived off on spending Rs. 1,20,000 in the preceding year) Best Suited For Cashback Best Feature 2% cashback on all online spends (maximum cashback = Rs. 1,000 per month) Know more about Standard Chartered Smart Credit Card Key Highlights of Standard Chartered Smart Credit Card • 2% cashback on all online spends • 1% cashback on offline transactions • Convert your transactions into EMIs at an interest rate of just 0.99% • Extended interest-free credit period for the first 90 days Enjoy Cashback on Online and Offline Spends The best feature of the Standard Chartered Smart Credit Card is that it offers 2% cashback on all online purchases and 1% cashback on all offline transactions. The maximum cashback that can be availed in a month is Rs. 1,000 for online transactions and Rs. 500 for offline transactions. This could be a good card for people who wish for decent cashback on their purchases. On the other hand, if you are looking for credit cards offering cash back on online purchases, cards such as Amazon Pay ICICI ...

You will need • Identity Proof (Any One of the following Photo cards): Passport, Voter Id Card, Govt ID, etc.. • PAN Card • Address Proof (Any One of the following documents with current residence address): Aadhaar Card, Passport, Driving License, Election/Voter’s ID Card, Job card issued by NREGA duly signed by an officer of the State Government, The letter issued by the National Population Register containing details of name, address. • 1 recent passport-sized Photograph Financial documents for salaried • Latest one month salary slip Financial documents for self employed • Self Employed Businessmen: Latest IT Returns with computation of income /Certified Financials, Last Business Continuity proof. • Self Employed Professionals: Latest IT Returns, Business Continuity proof. a. KBE via Phone Banking Call our phone banking team on 080 39401166 / 66011166 and place your request for EMI conversion or SMS KBE to +91-9223010121 to get a call back b. KBE via SMS Respond to the SMS received just after you spend on your credit card to convert transactions into easy EMIs. A fast and easy way to avail EMI on your purchases c.KBE via Online Banking and SC mobile If you have missed converting your credit card purchase to an EMI at a physical or online merchant, you can login to Online banking or mobile banking and place a request at your convenience for the eligible transactions.