Union bank credit card

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized us. Certain conditions and limitations may apply. The Union Bank Company credit cards are offered through Elan Financial Services. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. Verified by VISA® Once your card is activated, your card number will be recognized whenever it's used at participating online stores. A Verified by VISA window will automatically appear and your VISA card issuer will ask you to enter your password to verify your identity and complete your purchase. At stores that aren't participating in Verified by VISA yet, your VISA card will continue to work as usual.

Editor’s Note: This card is no longer be available to new applicants. If you’re looking for a credit card with no balance transfer fee and well over a year of 0% APR, the Union Bank® Platinum™ Visa® Credit Card * merits your consideration. It doesn’t have any other bells and whistles worth mentioning, but since holders of this card avoid the 3% to 5% balance transfer fee that most cards charge, it’s a powerful tool for getting rid of high-interest credit card debt. Typically, if you want to do a balance transfer to a card offering a 0% intro APR period, you’ll have to pay a fee of 3% to 5% of the amount transferred. There are a few cards out there that charge no balance transfer fee, but many require you to qualify for credit union membership. The Union Bank® Platinum™ Visa® Credit Card stands out for having no balance transfer fee for making a transfer within the first 60 days of opening the account and not having restrictive membership requirements to apply for the card. It also offers a 0% intro APR on purchases and balance transfers for 15 months after account opening, followed by a regular 11.49% – 22.99% variable APR. A $0 introductory balance transfer fee applies for transfers completed within 60 days of account opening. After that, a fee of 3% or $10, whichever is greater applies. • 0% intro APR on purchases and balance transfers for 15 months after account opening, followed by a regular 11.49% – 22.99% variable APR. A $0 introductory balance transfer fee applies f...

Rewards & Signature Rewards Secured The Basics The Rewards and Signature Rewards cards earn you points and/or cash back for every purchase you make. With Signature Rewards, you’ll also have access to additional exclusive VISA perks. For those who have no credit or damaged credit, a Secured card can help you jump-start the rebuilding process and earn rewards along the way. Annual Fees None $25 per year Rewards Earn 1 point per $1 purchased. Redeem points for cash back, travel, gift cards, merchandise, and more Earn 1 point per $1 purchased. Redeem points for cash back, travel, gift cards, merchandise, and more Enrollment Automatic enrollment in ScoreCard Rewards Program Automatic enrollment in ScoreCard Rewards Program Additional Perks Qualified Signature cardholders enjoy Qualifications When you submit an application, you’re applying for an unsecured credit card with Union Bank & Trust, and approval is based on your credit. The Visa Rewards and Signature Rewards credit cards have the same terms and conditions. Secure your credit line with a cash deposit. Interest Rates and Fees These days, keeping your credit card secure is more important than ever. That’s why we’ve partnered with SecurLock to help you take control of keeping your account safe. When you download the SecurLock app, you can: • Turn your credit card on and off • Set up real-time transaction alerts • View transactions • Authorize certain transaction types for purchases • Place location controls on in-person pu...

If you currently have a stop payment on your account for a check or ACH transaction, it'll remain in effect as your accounts convert to U.S. Bank for the duration stated: • Expiration date is before May 30, 2025 – stop payment date will remain the same. • Expiration date is after May 30, 2025 – stop payment will expire on May 30, 2025. • No expiration date – stop payment will expire on May 30, 2024. To cancel a stop payment, you can log into your account via the U.S. Bank Mobile App or online banking, at your local U.S. Bank branch, or by calling 24-hour banking at 800-USBANKS (872-2657). If you have a stop payment on your Union Bank Debit Card, it won't be transferred to U.S. Bank. After receiving your new U.S. Bank Debit Card, please contact U.S. Bank to re-establish any stop payments that were set up with your Union Bank Debit Card. You’ll receive a new U.S. Bank Debit and/or ATM Card by July 15. If you have not received your new card by July 15, call 24-Hour banking at 800-USBANKS (872-2657). After you receive your new card, be sure to: • Activate and start using your new card for purchases right away. • Verify any automatic payments have been updated with your new card information. • Re-establish any stop payments and account alerts that were set up with your Union Bank Debit Card. • Save your new card into your digital wallet or favorite device. While we expect that most automatic payments that were set up with your Union Bank Debit Card will automatically be updated...

Union Bank, also known as UnionBank or MUFG Union Bank, is a full-service banking institution focused on West Coast clientele. It’s also a wholly-owned subsidiary of Mitsubishi UFJ Financial Group — you’ll find retail branches in California, Oregon, and Washington, as well as commercial branches in Chicago, Dallas, Houston, and New York City. In this guide, we’ll walk you through all of Union Bank’s major rewards credit cards and see what this New York-based bank has to offer. Table of Contents • • • • • • • • • • What Is Union Bank Rewards? Union Bank has 2 main types of rewards systems — one that earns points and one that earns cash-back. This bank uses the Union Bank’s cash-back rewards do not expire as long as you have an open account in good standing, but Union Bank Rewards points do expire after the third anniversary of the date you earned your points. These points are redeemed on a first-in, first-out basis. If your account is closed for any reason, you will immediately lose any rewards you have not redeemed. Union Bank Rewards Credit Cards Union Bank Rewards is, quite simply, the name of Union Bank’s points-based rewards system. In total, there are 4 main credit card options that earn Union Bank Rewards points — let’s take a look at all of the options. Union Bank® Travel Rewards™ Visa® Credit Card Union Bank Travel Rewards card. Image Credit: Union Bank Union Bank’s flagship consumer credit card is the Union Bank Travel Rewards card. This card comes with a hefty in...

If you currently have a stop payment on your account for a check or ACH transaction, it'll remain in effect as your accounts convert to U.S. Bank for the duration stated: • Expiration date is before May 30, 2025 – stop payment date will remain the same. • Expiration date is after May 30, 2025 – stop payment will expire on May 30, 2025. • No expiration date – stop payment will expire on May 30, 2024. To cancel a stop payment, you can log into your account via the U.S. Bank Mobile App or online banking, at your local U.S. Bank branch, or by calling 24-hour banking at 800-USBANKS (872-2657). If you have a stop payment on your Union Bank Debit Card, it won't be transferred to U.S. Bank. After receiving your new U.S. Bank Debit Card, please contact U.S. Bank to re-establish any stop payments that were set up with your Union Bank Debit Card. You’ll receive a new U.S. Bank Debit and/or ATM Card by July 15. If you have not received your new card by July 15, call 24-Hour banking at 800-USBANKS (872-2657). After you receive your new card, be sure to: • Activate and start using your new card for purchases right away. • Verify any automatic payments have been updated with your new card information. • Re-establish any stop payments and account alerts that were set up with your Union Bank Debit Card. • Save your new card into your digital wallet or favorite device. While we expect that most automatic payments that were set up with your Union Bank Debit Card will automatically be updated...

Editor’s Note: This card is no longer be available to new applicants. If you’re looking for a credit card with no balance transfer fee and well over a year of 0% APR, the Union Bank® Platinum™ Visa® Credit Card * merits your consideration. It doesn’t have any other bells and whistles worth mentioning, but since holders of this card avoid the 3% to 5% balance transfer fee that most cards charge, it’s a powerful tool for getting rid of high-interest credit card debt. Typically, if you want to do a balance transfer to a card offering a 0% intro APR period, you’ll have to pay a fee of 3% to 5% of the amount transferred. There are a few cards out there that charge no balance transfer fee, but many require you to qualify for credit union membership. The Union Bank® Platinum™ Visa® Credit Card stands out for having no balance transfer fee for making a transfer within the first 60 days of opening the account and not having restrictive membership requirements to apply for the card. It also offers a 0% intro APR on purchases and balance transfers for 15 months after account opening, followed by a regular 11.49% – 22.99% variable APR. A $0 introductory balance transfer fee applies for transfers completed within 60 days of account opening. After that, a fee of 3% or $10, whichever is greater applies. • 0% intro APR on purchases and balance transfers for 15 months after account opening, followed by a regular 11.49% – 22.99% variable APR. A $0 introductory balance transfer fee applies f...

Rewards & Signature Rewards Secured The Basics The Rewards and Signature Rewards cards earn you points and/or cash back for every purchase you make. With Signature Rewards, you’ll also have access to additional exclusive VISA perks. For those who have no credit or damaged credit, a Secured card can help you jump-start the rebuilding process and earn rewards along the way. Annual Fees None $25 per year Rewards Earn 1 point per $1 purchased. Redeem points for cash back, travel, gift cards, merchandise, and more Earn 1 point per $1 purchased. Redeem points for cash back, travel, gift cards, merchandise, and more Enrollment Automatic enrollment in ScoreCard Rewards Program Automatic enrollment in ScoreCard Rewards Program Additional Perks Qualified Signature cardholders enjoy Qualifications When you submit an application, you’re applying for an unsecured credit card with Union Bank & Trust, and approval is based on your credit. The Visa Rewards and Signature Rewards credit cards have the same terms and conditions. Secure your credit line with a cash deposit. Interest Rates and Fees These days, keeping your credit card secure is more important than ever. That’s why we’ve partnered with SecurLock to help you take control of keeping your account safe. When you download the SecurLock app, you can: • Turn your credit card on and off • Set up real-time transaction alerts • View transactions • Authorize certain transaction types for purchases • Place location controls on in-person pu...

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized us. Certain conditions and limitations may apply. The Union Bank Company credit cards are offered through Elan Financial Services. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. Verified by VISA® Once your card is activated, your card number will be recognized whenever it's used at participating online stores. A Verified by VISA window will automatically appear and your VISA card issuer will ask you to enter your password to verify your identity and complete your purchase. At stores that aren't participating in Verified by VISA yet, your VISA card will continue to work as usual.

Union Bank, also known as UnionBank or MUFG Union Bank, is a full-service banking institution focused on West Coast clientele. It’s also a wholly-owned subsidiary of Mitsubishi UFJ Financial Group — you’ll find retail branches in California, Oregon, and Washington, as well as commercial branches in Chicago, Dallas, Houston, and New York City. In this guide, we’ll walk you through all of Union Bank’s major rewards credit cards and see what this New York-based bank has to offer. Table of Contents • • • • • • • • • • What Is Union Bank Rewards? Union Bank has 2 main types of rewards systems — one that earns points and one that earns cash-back. This bank uses the Union Bank’s cash-back rewards do not expire as long as you have an open account in good standing, but Union Bank Rewards points do expire after the third anniversary of the date you earned your points. These points are redeemed on a first-in, first-out basis. If your account is closed for any reason, you will immediately lose any rewards you have not redeemed. Union Bank Rewards Credit Cards Union Bank Rewards is, quite simply, the name of Union Bank’s points-based rewards system. In total, there are 4 main credit card options that earn Union Bank Rewards points — let’s take a look at all of the options. Union Bank® Travel Rewards™ Visa® Credit Card Union Bank Travel Rewards card. Image Credit: Union Bank Union Bank’s flagship consumer credit card is the Union Bank Travel Rewards card. This card comes with a hefty in...