Accident insurance plan

Every year, there are 35 million visits to the emergency room (ER) related to injuries, according to the Centers for Disease Control and Prevention. And just one Accident insurance is also known as supplemental insurance and is not tied to any medical insurance plan. If you buy coverage and experience an accident covered by your plan, also known as a covered Cons • You need to contact an agent to purchase an accident insurance policy Providing insurance for individuals and businesses across the nation, Combined Insurance Company of America was founded in 1922 in Chicago, Illinois. It holds an A+ (Superior) rating for financial strength from The company offers personal accident insurance under its Accident Protector policy. You can easily request a quote on its website by selecting the type of coverage you need, providing your state of residence, and confirming that you are between the ages of 18 and 64 years old. Combined Insurance offers four different types of coverage: individual, family, individual and children, and individual and spouse. If you're someone who likes to get a quote directly from a real person, you also can speak with one of their insurance agents directly through the company's national hotline. With the company's individual policy coverage, you can expect to receive a payment of up to $800 for a qualified hospital admission, $200 per day for hospital stays, up to $100 for an ER visit from an accident, and up to $100,000 for accidental loss of life. Base...

Prepare for the unexpected with accident insurance Accidents can happen anytime, anywhere If you experience a covered accident or injury, accident insurance from Colonial Life provides a lump-sum benefit that can be used to help you pay for out-of-pocket expenses, such as doctor bills, co-pays or emergency room fees. If you suffer from a fracture, dislocation or other covered accidental injury, accident insurance can help offset unexpected medical expenses that aren’t covered by your medical insurance. Depending on your policy, accident insurance can help cover expenses resulting from your covered accident like: • Emergency room visits, X-rays, diagnostic exams, physical therapy and follow-up treatment • Ambulance or air ambulance to a hospital • Hospital stays, travel or lodging expenses related to your accident Talk with your Colonial Life benefits counselor to learn how accident insurance can help you be prepared for the unexpected and protect what you’ve worked so hard to build. When an accident happens, the last thing you want to think about is how you’re going to pay the bills. Accident insurance helps you pay for the medical and out-of-pocket costs that you may have after an accidental injury. Based on your policy, this can include emergency treatment, hospital stays, medical exams and other expenses like transportation and lodging. Accident insurance policies can provide you with a lump sum payable directly to you that will help pay for a wide range of situations, ...

Why consider accident insurance underwritten by Golden Rule Insurance Company? Because accidents happen when you least expect them. Even with health insurance, the extra expenses from an accidental injury can really add up. Lost wages from missing work, high health insurance deductibles and unpaid bills all affect your lifestyle, home and family. And because 57% of Americans have less than $1,000 in their savings accounts, 1 many don't have financial help during times like these. What is accident insurance? Accident insurance, also known as supplemental accident insurance or personal accident insurance, pays benefits for accidental injuries. Consider the affect a common accident may have on your financial picture. Because you never know when you or someone in your family could get hurt in an accident, an accident insurance policy, like those underwritten by Golden Rule Insurance Company, can be helpful when the unexpected happens. 2 The options you have for accident insurance vary by state, but multiple plan options are available to meet many needs and budgets. 3 • Benefits paid directly to you • Multiple benefit levels so you can choose a monthly cost that works for you • No networks – choose where you want to get care 4 • Cash to help with unexpected medical costs due to accidental injury • Cash for accidental injury medical costs that can help pay health insurance gaps, like a high deductible Footnotes • Huddleston, Cameron. "More Than Half of Americans Have Less Than $...

• Insurance • Plans & policies • • • • • • • • Workforce solutions • • • • • • Coverage for • • • • Tools & calculators • • • • • • • • Learning center • • • • • Investments • For individuals • • • • • Tools & calculators • • Learning center • • • • • • • • Connect with us • Get to know us • • • • • • • Member services • • • • • • • • • Professional services • • • • • • Work with us • • • • • Accident insurance pays you benefits after you suffer an insured injury from a covered accident like a severe burn, broken bone, or emergency room visit. In certain situations, it’s also possible to use the benefit after diagnostic testing like X-rays, even if the results show no bones are broken. Guardian accident insurance policies offer a benefit that pays for covered children injured while playing an organized sport like soccer, baseball, lacrosse, or football. 1 Guardian’s Group Accident Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Generic Policy Form # GP-1-ACC-18. This advertising content is not currently intended for anyone in the state of New Mexico. GUARDIAN® is a registered trademark of The Guardian Life Insurance Company of America, New York, NY.

Our Accident & Sickness Insurance provides coverage ranging from common accidents and illnesses like a sprained ankle and pneumonia to emergency situations involving surgery and ICU care. We pay cash benefits directly to you or whomever you choose for any covered injury or illness. Insurance coverages include: Accident & Sickness Insurance can help with out-of-pocket medical expenses if you are injured in a covered accident or fall ill with a covered sickness. You’re covered 24/7 - whether you are at work, home or play. Coverage amounts will depend on the type of coverage you have and the injury or illness you sustain. But rest assured, we will be there every step of the way to help if you have a covered injury or illness. Let's take John's scenario of being diagnosed with COVID and his hospital treatment. The Accident & Sickness Insurance Enhanced Family Plan can pay John up to $2,450 that can help cover his out-of-pocket medical expenses or can be used toward other household bills so he can focus on his recovery. Our plans can include more than just insurance; John's plan also includes 24/7 Nurse Help Line services which connect John to a nurse to help answer his questions regarding post-treatment care and helps provide recommendations on any symptoms he is having conveniently over the phone. The scenarios summarized above are offered only as examples. These stories are fictional and should not be used as basis for any specific decision making. Coverage will depend on th...

You may have seen recent news coverage of customers of financial services companies falling victim to social engineering scams. Scammers impersonate a trusted company to convince their targets into revealing or handing over sensitive information such as insurance, banking or login credentials. This scamming can happen via text, email or websites set up to look like the trusted company. Take Comfort Knowing You Have Financial Support for Accidents Did you know that accident insurance coverage can help supplement costs that are not covered under your existing medical plan? This insurance provides you with funds that can be used as you see fit. 1 This can help with out-of-pocket expenses like deductibles, copays, medical transportation, childcare, and more. Accident insurance through your employer may include benefits for: • Injuries: such as fractures, dislocations, concussions, lacerations, eye injuries, torn knee cartilage, ruptured discs, and severe burns. (Chip fractures are paid at 25% of Fracture Benefit and partial dislocations are paid at 25% of Dislocation Benefit) • Medical Services and Treatments: such as ambulance, emergency care, therapy services, medical testing (including X-rays, MRIs, CT scans), medical appliances, and certain types of surgeries. • Hospitalization: such as hospital admission, confinement, and inpatient rehab after an accident. 2 • Additional Benefits: such as accidental death, dismemberment, loss, paralysis, supplemental benefit for lodging. ...

Why consider accident insurance underwritten by Golden Rule Insurance Company? Because accidents happen when you least expect them. Even with health insurance, the extra expenses from an accidental injury can really add up. Lost wages from missing work, high health insurance deductibles and unpaid bills all affect your lifestyle, home and family. And because 57% of Americans have less than $1,000 in their savings accounts, 1 many don't have financial help during times like these. What is accident insurance? Accident insurance, also known as supplemental accident insurance or personal accident insurance, pays benefits for accidental injuries. Consider the affect a common accident may have on your financial picture. Because you never know when you or someone in your family could get hurt in an accident, an accident insurance policy, like those underwritten by Golden Rule Insurance Company, can be helpful when the unexpected happens. 2 The options you have for accident insurance vary by state, but multiple plan options are available to meet many needs and budgets. 3 • Benefits paid directly to you • Multiple benefit levels so you can choose a monthly cost that works for you • No networks – choose where you want to get care 4 • Cash to help with unexpected medical costs due to accidental injury • Cash for accidental injury medical costs that can help pay health insurance gaps, like a high deductible Footnotes • Huddleston, Cameron. "More Than Half of Americans Have Less Than $...

Our Accident & Sickness Insurance provides coverage ranging from common accidents and illnesses like a sprained ankle and pneumonia to emergency situations involving surgery and ICU care. We pay cash benefits directly to you or whomever you choose for any covered injury or illness. Insurance coverages include: Accident & Sickness Insurance can help with out-of-pocket medical expenses if you are injured in a covered accident or fall ill with a covered sickness. You’re covered 24/7 - whether you are at work, home or play. Coverage amounts will depend on the type of coverage you have and the injury or illness you sustain. But rest assured, we will be there every step of the way to help if you have a covered injury or illness. Let's take John's scenario of being diagnosed with COVID and his hospital treatment. The Accident & Sickness Insurance Enhanced Family Plan can pay John up to $2,450 that can help cover his out-of-pocket medical expenses or can be used toward other household bills so he can focus on his recovery. Our plans can include more than just insurance; John's plan also includes 24/7 Nurse Help Line services which connect John to a nurse to help answer his questions regarding post-treatment care and helps provide recommendations on any symptoms he is having conveniently over the phone. The scenarios summarized above are offered only as examples. These stories are fictional and should not be used as basis for any specific decision making. Coverage will depend on th...

• Insurance • Plans & policies • • • • • • • • Workforce solutions • • • • • • Coverage for • • • • Tools & calculators • • • • • • • • Learning center • • • • • Investments • For individuals • • • • • Tools & calculators • • Learning center • • • • • • • • Connect with us • Get to know us • • • • • • • Member services • • • • • • • • • Professional services • • • • • • Work with us • • • • • Accident insurance pays you benefits after you suffer an insured injury from a covered accident like a severe burn, broken bone, or emergency room visit. In certain situations, it’s also possible to use the benefit after diagnostic testing like X-rays, even if the results show no bones are broken. Guardian accident insurance policies offer a benefit that pays for covered children injured while playing an organized sport like soccer, baseball, lacrosse, or football. 1 Guardian’s Group Accident Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Generic Policy Form # GP-1-ACC-18. This advertising content is not currently intended for anyone in the state of New Mexico. GUARDIAN® is a registered trademark of The Guardian Life Insurance Company of America, New York, NY.

Understanding Accident Insurance We understand that in life sometimes accidents happen. When they do, a supplemental accident insurance plan helps protect your finances until you are back on your feet. Your health insurance may cover the costs of a fall from a ladder or a sports injury, but accident insurance can help fill in the gaps by providing cash benefits for additional expenses while you recover from your injuries. How Accident Insurance Works What Does Accident Insurance Cover? Every accident insurance plan differs based on the injuries covered in your plan, the severity of the injury, and treatments for recovery. Here are some of the injuries that may be covered by accident insurance: • Accident-related injuries such as broken bones or dislocations, burns, dental and eye injuries • Ambulance services • Emergency room care or urgent care • Diagnostic testing such as X-rays and CAT scans • Hospital treatment and surgical care for your injuries • Physical therapy and rehabilitation Understanding the details of your plan's coverage can help ensure that you have protection in place for you and your family. Questions To Ask When Deciding On Accident Insurance Coverage • What injuries are covered by the plan? • What injuries are not covered? • How quickly do you receive your payment when an accident occurs? • Will you receive a lump sum or monthly payments? • Is a medical exam required to qualify for the plan? How To Use Accident Insurance Benefits Most accident insuranc...