Bank of baroda share

Next phase of our growth will come from fintech: Federal Bank MD The corporate credit portfolio of the bank increased to ₹3,40,408 crore as on March 31, 2023, up 13.2 per cent over the March 31, 2022, level of ₹3,00,693 crore. • Also read: “The corporate segment, which had seen relatively tepid growth in the previous year too recovered smartly with a growth of 13.2 per cent, driven by the large capex push of the Government, improved capacity, and working capital utilisation,” said Sanjiv Chadha Managing Director and CEO The bank said it is focussing on overall yield from the customer rather than interest income by offering ancillary services like supply chain finance, value chain finance, CMS (cash management service) facility, and other retail products. With revamp in approach towards corporate credit delivery, the risk profile of the portfolio (of domestic advances of ₹50 crore and above) improved during FY23, with corporates with “A and above rating”, accounting for 86 per cent of the total portfolio in FY23 as against 78 per cent in the previous year, as per the report. • Also read: • Comments will be moderated by The Hindu BusinessLine editorial team. • Comments that are abusive, personal, incendiary or irrelevant cannot be published. • Please write complete sentences. Do not type comments in all capital letters, or in all lower case letters, or using abbreviated text. (example: u cannot substitute for you, d is not 'the', n is not 'and'). • We may remove hyperlinks w...

P/E Ratio (TTM) The Price to Earnings (P/E) ratio, a key valuation measure, is calculated by dividing the stock's most recent closing price by the sum of the diluted earnings per share from continuing operations for the trailing 12 month period. Earnings Per Share (TTM) A company's net income for the trailing twelve month period expressed as a dollar amount per fully diluted shares outstanding. Market Capitalization Reflects the total market value of a company. Market Cap is calculated by multiplying the number of shares outstanding by the stock's price. For companies with multiple common share classes, market capitalization includes both classes. Shares Outstanding Number of shares that are currently held by investors, including restricted shares owned by the company's officers and insiders as well as those held by the public. Public Float The number of shares in the hands of public investors and available to trade. To calculate, start with total shares outstanding and subtract the number of restricted shares. Restricted stock typically is that issued to company insiders with limits on when it may be traded. Dividend Yield A company's dividend expressed as a percentage of its current stock price. Key Stock Data • Shares Sold Short The total number of shares of a security that have been sold short and not yet repurchased. Change from Last Percentage change in short interest from the previous report to the most recent report. Exchanges report short interest twice a month. P...

Benefits of the ICCW facility According to the Bank of Baroda press release, “Some of the major benefits of the ICCW facility are that skimming, cloning and other card-related frauds can be eliminated. It also generates a single use (signed) dynamic QR code for every transaction for risk mitigation. Further, customers need not carry multiple cards to withdraw cash from different accounts as ICCW allows cash withdrawals from multiple accounts linked to UPI. Customers whose KYC has been completed and who have not been issued a physical card as yet can avail of this service.” Limit Customers can avail two transactions a day per account with a withdrawal limit of Rs. 5000/- per transaction. UPI-ATM (Interoperable Card-less Cash Withdrawal – ICCW) According to the NPCI, “This service shall facilitate participating banks’ customers who are live on UPI, to withdraw cash from any participating banks’ ATMs (enabled for UPI-ATM - ICCW)) without using their card.” Some of the main features of the UPI-ATM (ICCW) service are as follows: • Interoperable. • Card-less Transaction. • Transaction limit is up to ?10,000/- per transaction. It shall be part of the existing UPI per day limit and as per the limits set by Issuer Bank for ICCW transactions. • Convenience i.e. no need to carry card for ATM cash withdrawal. • Can withdraw cash from multiple accounts using UPI APP. Don’t miss out on ET Prime stories! Get your daily dose of business updates on WhatsApp.

Fair Value is the appropriate price for the shares of a company, based on its earnings and growth rate also interpreted as when P/E Ratio = Growth Rate. Estimated return represents the projected annual return you might expect after purchasing shares in the company and holding them over the default time horizon of 5 years, based on the EPS growth rate that we have projected.

P/E Ratio (TTM) The Price to Earnings (P/E) ratio, a key valuation measure, is calculated by dividing the stock's most recent closing price by the sum of the diluted earnings per share from continuing operations for the trailing 12 month period. Earnings Per Share (TTM) A company's net income for the trailing twelve month period expressed as a dollar amount per fully diluted shares outstanding. Market Capitalization Reflects the total market value of a company. Market Cap is calculated by multiplying the number of shares outstanding by the stock's price. For companies with multiple common share classes, market capitalization includes both classes. Shares Outstanding Number of shares that are currently held by investors, including restricted shares owned by the company's officers and insiders as well as those held by the public. Public Float The number of shares in the hands of public investors and available to trade. To calculate, start with total shares outstanding and subtract the number of restricted shares. Restricted stock typically is that issued to company insiders with limits on when it may be traded. Dividend Yield A company's dividend expressed as a percentage of its current stock price. Key Stock Data • Shares Sold Short The total number of shares of a security that have been sold short and not yet repurchased. Change from Last Percentage change in short interest from the previous report to the most recent report. Exchanges report short interest twice a month. P...

Next phase of our growth will come from fintech: Federal Bank MD The corporate credit portfolio of the bank increased to ₹3,40,408 crore as on March 31, 2023, up 13.2 per cent over the March 31, 2022, level of ₹3,00,693 crore. • Also read: “The corporate segment, which had seen relatively tepid growth in the previous year too recovered smartly with a growth of 13.2 per cent, driven by the large capex push of the Government, improved capacity, and working capital utilisation,” said Sanjiv Chadha Managing Director and CEO The bank said it is focussing on overall yield from the customer rather than interest income by offering ancillary services like supply chain finance, value chain finance, CMS (cash management service) facility, and other retail products. With revamp in approach towards corporate credit delivery, the risk profile of the portfolio (of domestic advances of ₹50 crore and above) improved during FY23, with corporates with “A and above rating”, accounting for 86 per cent of the total portfolio in FY23 as against 78 per cent in the previous year, as per the report. • Also read: • Comments will be moderated by The Hindu BusinessLine editorial team. • Comments that are abusive, personal, incendiary or irrelevant cannot be published. • Please write complete sentences. Do not type comments in all capital letters, or in all lower case letters, or using abbreviated text. (example: u cannot substitute for you, d is not 'the', n is not 'and'). • We may remove hyperlinks w...

Benefits of the ICCW facility According to the Bank of Baroda press release, “Some of the major benefits of the ICCW facility are that skimming, cloning and other card-related frauds can be eliminated. It also generates a single use (signed) dynamic QR code for every transaction for risk mitigation. Further, customers need not carry multiple cards to withdraw cash from different accounts as ICCW allows cash withdrawals from multiple accounts linked to UPI. Customers whose KYC has been completed and who have not been issued a physical card as yet can avail of this service.” Limit Customers can avail two transactions a day per account with a withdrawal limit of Rs. 5000/- per transaction. UPI-ATM (Interoperable Card-less Cash Withdrawal – ICCW) According to the NPCI, “This service shall facilitate participating banks’ customers who are live on UPI, to withdraw cash from any participating banks’ ATMs (enabled for UPI-ATM - ICCW)) without using their card.” Some of the main features of the UPI-ATM (ICCW) service are as follows: • Interoperable. • Card-less Transaction. • Transaction limit is up to ?10,000/- per transaction. It shall be part of the existing UPI per day limit and as per the limits set by Issuer Bank for ICCW transactions. • Convenience i.e. no need to carry card for ATM cash withdrawal. • Can withdraw cash from multiple accounts using UPI APP. Don’t miss out on ET Prime stories! Get your daily dose of business updates on WhatsApp.