Hdfc home loan interest rates

HDFC Ltd. offers home loans @ 8.50% p.a. onwards for tenures up to 30 years and for loan amounts of up to Rs 10 crore. The HFC offers home balance transfer facility to existing home loan borrowers of other banks and HFCs. HDFC also offers Reach Loans for micro entrepreneurs and salaried individuals, who may or may not have sufficient income documents.Its Rural Housing Loan scheme is aimed at agriculturists, planters, horticulturists, dairy farmers, etc. residing in the rural and urban areas and self-employed/salaried applicants wishing to construct/purchase homes in their home towns and villages. HDFC Home Loan Highlights Interest Rate 8.50% p.a. onwards Loan Amount (LTV Ratio) Up to 90% of property cost Tenure Up to 30 years Processing Fee • For Salaried/Self-employed Professionals: Up to 0.50% of loan amount or Rs 3,000, whichever is higher • For Self-employed Non-Professionals: Up to 1.50% of loan amount or Rs 4,500, whichever is higher Note: Rates as of 14th June 2023 Table of Contents • • • • • • • • • HDFC Home Loan Interest Rates Special Home Loan Rates ( Home Loan Balance Transfer) (For Salaried/Self-employed professionals/Self-employed non-professionals) Loan Slab Interest Rate (p.a.) All loan amounts 8.50%-9.00% Important Criteria for availing HDFC Special Home Loan Rates The special offer on HDFC Bank Home Loan interest rates is applicable to: • Loans disbursed (part/full) on or before 31st March 2023 • Applicants availing Home Loan Balance Transfer or acquiri...

Apart from banks many non-banking financial companies (NBFCs) offer home loans to borrowers, however, NBFCs aren’t allowed to accept deposits. Loans can be availed to buy, develop, or repair a building or parcel of land. Take a look at top housing finance companies such as LIC, HDFC and PNB housing and their latest home loan interest rates. LIC Housing Finance home loan rates According to LIC Housing's website, the prime lending rate (LHPLR) is 17.05%( ROI updated as on 01.05.2023). The new home loan interest rates will now begin at 8.45%. The maximum payback duration for salaried individuals is 30 years. Maximum payback time for self-employed people is up to 25 years. According to the LIC Housing website, home loan interest rates start from 8.45% for salaried and professional borrowers for credit score equal or above 750 for loans up to Rs 2 crore. For salaried and professional individuals with credit score between 700-749, interest rate will be 9.30% up to 5 crore and 9.50% and more than Rs 5 crores & up to 15 crores. For CIBIL Score between 600-699, interest rate offered is 9.55% up to Rs 50 lakh, 9.75% for amounts more than Rs 50 Lakhs & up to 2 crore and 9.90% for amounts more than 2 cr & up to 15 crs. HDFC home loan ratesHDFC Retail Prime Lending Rate as per the website is 18.55%. HDFC Adjustable home loan interest rates are linked to HDFC's Bench Mark Rate ("RPLR") and are variable throughout the tenor of the loan. According to the HDFC website, “The above Home Loan...

Home Loans at HDFC Bank Rely on the wide range of Home Loans offered by HDFC Bank to buy or construct your dream home. Get Home Loans for purchasing, building, renovating, repairing, or redecorating your perfect living space. You can also opt to transfer your existing Home Loan from another lender over to us to benefit from our loan offers. At HDFC Bank, you can enjoy attractive Home Loan interest rates along with a hassle-free loan application process, easy loan repayment options, and flexible tenures. We offer a range of Home Loans, including Top Up Loans, Home Improvement Loans, and Home Extension Loans. Enjoy the convenience of applying for a loan online with our intuitive digital application process. And if you need a bit of guidance along the way, we also offer expert advice and prompt customer service for all your Housing Loan queries. 1. Apply Online for a Home Loan • Attractive Interest Rates • Seamless Digital Application Process • Additional Topup of Upto ₹50 lacs* • Special Processing Fees for Government Employees 2. Home Loan Balance Transfer • Simple & Easy Digital Application Process • No hidden charges • Customized repayment options to suit your needs 3. Avail Top Up on existing Home Loan • Maximum Top Up Loan of ₹50 lacs* • Loans for existing customers • Attractive Interest Rates Take your pick from our different types of Home Loans for hassle free financing: • Home Loans: Individual or joint Home Loans to buy fresh/resale property or to construct a house....

HDFC Home Renovation Loans A home is usually said to be a reflection of its owner. You can now spruce up your home and make renovation a milestone as memorable and enjoyable as home buying. With HDFC's House Renovation Loans you can upgrade your existing home to a contemporary design and a more comfortable living space.. *The above interest rates/ EMI are applicable for loans under the Adjustable Rate Home Loan Scheme of Housing Development Finance Corporation Limited (HDFC) and are subject to change at the time of disbursement. The interest rates above are linked to HDFC's Bench Mark Rate ("RPLR") and are variable through out the tenor of the loan. All loans are at the sole discretion of HDFC Ltd. For further details regarding the loan slabs and interest rates above Home Renovation Loan eligibilityis dependent on factors such as your monthly income, current age, credit score, fixed monthly financial obligations, credit history, retirement age etc. Get the peace of mind by knowing all the details about your loan using HDFC Home Renovation Loan Eligibility Calculator Existing Customer Loans up to and including ₹30 lacs 100% of the renovation estimate (subject to loan / total exposure not exceeding 90% of the market value of the property as assessed by HDFC) Loans from ₹30.01 lacs to ₹75 lacs 100% of the renovation estimate (subject to loan / total exposure not exceeding 80% of the market value of the property as assessed by HDFC) Loans above ₹75 lacs 100% of the renovation ...