Hdfc millennia credit card lounge access

The Before we discuss how you can make the most out of your HDFC Millennia Credit Card, it is a good idea to first have a look at some of the key features of the Card. HDFC Millennia Credit Card Key Features • The cashback earned on HDFC Millennia Credit Card is credited as CashPoints on the credit card account. These CashPoints can be redeemed against the card’s statement balance, partner airlines’ AirMiles, flight/hotel bookings and product catalog. The CashPoints earned are valid for a period of 2 years from the date of accrual. • You get 1,000 CashPoints as a welcome benefit on joining the card membership upon realization of the first year’s membership fee. • You earn a cashback of 5% on spends with your HDFC Millennia Credit Card at select partner merchants including Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato. A maximum of 1,000 CashPoints can be earned at these partner merchants at the 5% reward rate. • You earn a cashback of 1% on all other transactions (including EMI and wallet transactions) except fuel purchases. The maximum cashback that can be earned at 1% reward rate is also capped at Rs. 1,000 in a given statement cycle. • You are entitled to gift vouchers worth Rs. 1,000 on a minimum quarterly expenditure of Rs. 1 lakh. • You get a discount of 20% at partner restaurants with complimentary membership of the Dineout passport restaurant loyalty program. • You also get 8 complimentary lounge access (max 2 per quar...

Mostly free, since its a new card launched info is mixed on website however one of our reviewer got this card Life time free after opening Bank account with HDFC. . Used it on wallet reload, 1% return as mentioned came in month end cycle. Redeeming these points is hard though as minimum 2500 Points are needed and are valid for 1 year from issue date. This is concerning and should be reconsidered by HDFC Terms and Offers keeps getting updated at Banks website, its recommended that you check on Banks official page for most updated information Do you have this Card? Consider adding it to your + Ownlist it will give you list of best offers and lounges (with free access) against your Cards in one place, Your Dashboard Raul Saran #Rewards Card is targeted more to masses than millennials. If you want to have a premium experience & get good support from customer care, better wait to see market response on this card. This card is to gain share in the middle segment & gain the lost market share tajen by Amazon ICICI card or Flipkart Axis card. On top of it they have made the redemption so tight to push people to make it their primary card. Minimum rewards for redemption is 2500 rewards, redeemable in multiples of 500 and unredeemed points will expire in 1 year 16 Mar 2020

Launched by NPCI (National Payment Corporation of India) on RBI’s recommendation in March 2012, RuPay is India’s answer to likes of Visa, MasterCard and American Express. In 2009, the Reserve Bank of India entrusted NPCI with the task of conceptualizing an Indigenous payment network on the lines of Visa and MasterCard that would process card-based digital payments in the country. RBI felt the need for a domestic payment network as the transactions of Indian cardholders had to be processed overseas and a high transaction fee was charged by the international payment networks. In this article, you will get to know about some of the best RuPay credit cards currently offered by the various credit card issuers in the country. Read on to learn more. The RuPay scheme was launched on 26th March 2012 and was dedicated to India by the then President Pranab Mukharjee on 8th May 2014. Ever since its launch, RuPay has witnessed unprecedented growth. As of February 2021, over 60 crore cards (including both debit and credit cards) had been issued on the RuPay payment network, and with a market share of around 60%, RuPay is the market leader in the card-based payments business (both debit and credit cards combined) today. Initially, only debit cards were issued on the RuPay payment network, however, starting June 2017, many card issuers also started issuing credit cards on the RuPay network. Although RuPay is the market leader in the overall card-based payments business, it is not the case...

Apple Music Classical reaches Android. Know more • Also read: Eligibility to obtain HDFC Millennia Credit card • The Millennia card is applicable to both self-employed and salaried persons. • The minimum age limit is 21 and maximum age is 40. • People earning a maximum of ₹35,000 gross salary can apply for the card. • Self-employed people with an annual income of ₹6 lakh or above are also eligible. • Also read: • Comments will be moderated by The Hindu BusinessLine editorial team. • Comments that are abusive, personal, incendiary or irrelevant cannot be published. • Please write complete sentences. Do not type comments in all capital letters, or in all lower case letters, or using abbreviated text. (example: u cannot substitute for you, d is not 'the', n is not 'and'). • We may remove hyperlinks within comments. • Please use a genuine email ID and provide your name, to avoid rejection. Comments Comments have to be in English, and in full sentences. They cannot be abusive or personal. Please abide by our We have migrated to a new commenting platform. If you are already a registered user of TheHindu Businessline and logged in, you may continue to engage with our articles. If you do not have an account please register and login to post comments. Users can access their older comments by logging into their accounts on Vuukle.

CashBack will be given in the form of CashPoints, which can be redeemed by you against the statement balance (on request only). The minimum CashPoint balance required for redemption against the statement balance is 500 CashPoints. CashPoints can also be used for redemption against travel benefits like Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal, at a value of 1 CashPoint = ₹0.30. Redeem CashPoints at the conversion rate of 1 CashPoint = ₹0.30 The redemption against the statement balance will be at the rate of 1 CashPoint = ₹1 Unredeemed CashPoints will expire/lapse after 2 year of accumulation Flights and Hotels redemption, Credit Card members can redeem up to a maximum of 50% of the booking value through Reward Points. Rest of the transaction amount will have to be paid via the Credit Card limit For further details, on the process to redeem CashPoints, Zero lost card liability In the unfortunate event of losing your HDFC Bank Diners Millennia Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card. Revolving Credit Available at a nominal interest rate on your HDFC Bank Diners Millennia Credit Card. Please refer to the Fees and Charges section to know more Fuel Surcharge Waiver 1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle) Intere...

HDFC Millennia Debit provides a host of benefits, such as reward points, complimentary airport lounge access, fuel surcharge waiver, insurance coverage and a comparatively higher ATM withdrawal limit. The bank provides this debit card when you open a savings account. However, if you haven’t received your debit card, you can apply for it through net banking or official website of the bank. Read on, to know more about this debit card. Key Highlights of HDFC Millennia Debit Card Daily ATM withdrawal limit Rs. 50,000 Free ATM transactions (HDFC Bank ATMs) • Savings & salary account: 5 • Current account: unlimited Free ATM transactions (Other Bank ATMs) 3 for metro ATMs & 5 for non-metro ATMs ATM charges (beyond free transactions) Rs. 21* Daily shopping limit Rs. 3.5 lakh International shopping limit Rs. 1 lakh Cashback benefits • 5% CashBack points on shopping via PayZapp and SmartBuy • 2.5% CashBack points on all online spends • 1% CashBack points on all offline spends and wallet reloads Additional benefits • Complimentary airport lounge access • Insurance coverage • Fuel surcharge waiver *plus taxes On this page • • • • • • Just like Cashback Benefits: This debit card lets you earn CashBack points which you can later redeem against cash within 12 months of receiving them. You can earn a maximum of Rs. 400 from CashBack points in a month for every transaction greater than Rs. 400. Below mentioned are the details regarding cashback rewards: • 5% CashBack points on shopping via...

Key Highlights: HDFC Millennia Debit Card Vs. Credit Card Particular HDFC Millennia Debit Card HDFC Millennia Credit Card Joining Fee Nil Rs. 1,000 Renewal Fee Rs. 500 Rs. 1,000 (Waived off on spending Rs. 1 lakh in a year) Welcome Benefits NA 1,000 CashPoints after the payment of joining fee Reward Benefits • 5% CashBack Points on shopping via PayZapp & SmartBuy • 2.5% CashBack Points on online spends • 1% CashBack Points on offline spends • 5% CashPoints on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber & Zomato • 1% CashPoints on all other spends, including EMI & wallet transactions Travel Benefits 4 complimentary domestic lounge access every year 8 complimentary domestic lounge access every year Paisabazaar’s Rating ★★★ (3/5) ★★★  (3.5/5) Note: Debit cards are issued whenever you open a savings account with the bank. If you do not have a debit card, you can also apply for it separately by filling out the application form. It is mandatory to have a savings/ current account with the bank to avail of a debit card. When it comes to welcome benefits, 1,000 CashPoints after the payment of joining fee, which is equivalent to Rs. 1,000 if you redeem them against cashback. On the other hand, Millennia Debit Card does not charge a joining fee, hence no welcome benefits are provided on the debit card. Overall, not providing any welcome benefits cannot be a drawback for Millennia Debit Card as it comes with no joining fees. Also, Millennia Credi...