Hdfc millennia debit card benefits

With the HDFC Bank Millennia Debit Card, you can truly Keep Going with Debit. Key features:- • Get up to ₹4800 CashBack every year • 5% CashBack points on shopping via • 2.5% CashBack points on all online Spends • 1% CashBack points on all offline spends and Wallet reloads Other features:- • 4 Complimentary Domestic Airport Lounge access annually • Accidental insurance cover up to ₹10 lakhs Know the features and benefits of the Millennia Debit Card:- 1. CashBack Rewards • CashBack Points can be earned for every transaction greater than ₹400 • Maximum aggregate CashBack Points per card per month is 400 • CashBack Points need to be redeemed through NetBanking in mulitples of 400 • CashBack Points will be credited in 90 days from the end of the transaction month • CashBack Points will be valid for redemption within the next 12 months after which your CashBack Points will lapse. All promotional CashBack points earned on your Debit Card will have a validity of 3 months, post which the accumulated points will expire effective February, 2020. No CashBack points for transactions on Fuel, Jewellery & Business Services including Credit Card Payment, Insurance Premium Payment & other Business Services Please note: Incase if an account has two customers with both customers holding a Millennia Debit Card each (under the same account number), all eligible transactions done on both cards shall be entitled to receive maximum 400 cashback points per month at the account level...

While the bank claims to offer additional benefits tailored for the ₹2,000 and a 1% cashback on all offline spends and wallet reloads on a minimum transaction size of ₹100. Note that this is not applicable on fuel spends and there’s a cap on the maximum cashback. “The biggest benefit of this card is that it accrues cashbacks instead of reward points. The cashback is accrued in the form of CashPoints, which can be redeemed against the statement balance or flight and hotel bookings or making purchases from the bank’s SmartBuy rewards portal," said Kukreja. However, these CashPoints come with a short expiry period. The co-founder of an ₹0.30. The renewal fee on this card is waived off only on spending above ₹1 lakh in the first year and joining fee is waived off on spending more than ₹30,000 in the first 90 days. Lovaii Navlakhi, CEO and MD, International Money Matters said, the objective of such products is to get the youth to spend more.“Having a credit card is a plus if you are smart and can take advantage of the credit card billing cycles to avail maximum credit. But if you are unorganized, it can result in overdue charges, which then becomes a vicious cycle," said Navlakhi. He said one shouldn’t get tempted looking at the reward points and cashback because no great wealth is created out of them. Easy EMI card The feature of this card is nearly the same as the ₹10,000 automatically get converted into EMIs for nine months at an interest rate of 20% per annum. The cardholde...

Couldn't find this topic discussed anywhere on search, so putting my query in a new thread. What are the basic differences in benefits of the Millennia debit card as opposed to those of the Millennia credit card? I'm not talking about the maximum entitlement per month, redemption rules and such, -- those can be found easily enough. I'm confused about the 5% cashback benefits from SmartBuy and PayZapp, for example. The Millennia Credit card rules clearly specify a number of vendors (including Amazon and Flipkart) who provide this 5% cashback benefit. However, the Millennia Debit card rules are non-committal, just promising 5% unspecified cashback at SmartBuy and PayZapp! When queried, the HDFC Customer service was also non-committal, just pointing me to the SmartBuy T&C page which doesn't even mention the Millennia Debit card, so it must be clubbed with the non-specific 'other debit cards'! If there are no differentiating benefits over 'other debit cards', then why even hype up the '5% cashback at SmartBuy and PayZapp' for the Millennia debit card?! Just marketing? Anybody knows? Thanks. Both have 5% CB on SmartBuy and so, they are mostly equal (railway booking is costly via CC than DC) To compare some pros and cons of both (which can be compared via their offerings too)- Some pros of Millennia DC over CC: - you will get 2.5% CB on other online spends when compared to CC's 1% CB - No additional processing fee or charges while using it online (wallet loads, railway booking, ...

Terms & Conditions: • - Cashback Points can be earned for each transaction greater than ₹400 • - Maximum aggregate Cashback points per card per month is ₹ 400 • - Cashback points need to be redeemed through NetBanking in multiples of 400 • - No Cashback Points for transactions on Fuel, Jewelry and Business Services • - Cashback Points will be credited in 90 days from the date of transaction • - Cashback will be reversed in case the purchase transaction gets reversed / cancelled • - Insurance features can be availed only if the card is used for shopping at least once in last 30 days • - Lounge Access can be availed once per calendar quarter A complete mobile payment solution. With PayZapp you can shop on your mobile at partner apps, buymovie tickets, groceries, compare and book flight tickets & hotels, shop online and get great discounts at SmartBuy, send money to anyone in your contact list or to your bank account, pay bills and recharge your mobile, DTH and much more. The go to market place for HDFC Bank card holders. Where you get CashBack on Amazon, Flipkart, Flights & Hotel bookings when shopping done via SmartBuy platform.

While the bank claims to offer additional benefits tailored for the ₹2,000 and a 1% cashback on all offline spends and wallet reloads on a minimum transaction size of ₹100. Note that this is not applicable on fuel spends and there’s a cap on the maximum cashback. “The biggest benefit of this card is that it accrues cashbacks instead of reward points. The cashback is accrued in the form of CashPoints, which can be redeemed against the statement balance or flight and hotel bookings or making purchases from the bank’s SmartBuy rewards portal," said Kukreja. However, these CashPoints come with a short expiry period. The co-founder of an ₹0.30. The renewal fee on this card is waived off only on spending above ₹1 lakh in the first year and joining fee is waived off on spending more than ₹30,000 in the first 90 days. Lovaii Navlakhi, CEO and MD, International Money Matters said, the objective of such products is to get the youth to spend more.“Having a credit card is a plus if you are smart and can take advantage of the credit card billing cycles to avail maximum credit. But if you are unorganized, it can result in overdue charges, which then becomes a vicious cycle," said Navlakhi. He said one shouldn’t get tempted looking at the reward points and cashback because no great wealth is created out of them. Easy EMI card The feature of this card is nearly the same as the ₹10,000 automatically get converted into EMIs for nine months at an interest rate of 20% per annum. The cardholde...

With the HDFC Bank Millennia Debit Card, you can truly Keep Going with Debit. Key features:- • Get up to ₹4800 CashBack every year • 5% CashBack points on shopping via • 2.5% CashBack points on all online Spends • 1% CashBack points on all offline spends and Wallet reloads Other features:- • 4 Complimentary Domestic Airport Lounge access annually • Accidental insurance cover up to ₹10 lakhs Know the features and benefits of the Millennia Debit Card:- 1. CashBack Rewards • CashBack Points can be earned for every transaction greater than ₹400 • Maximum aggregate CashBack Points per card per month is 400 • CashBack Points need to be redeemed through NetBanking in mulitples of 400 • CashBack Points will be credited in 90 days from the end of the transaction month • CashBack Points will be valid for redemption within the next 12 months after which your CashBack Points will lapse. All promotional CashBack points earned on your Debit Card will have a validity of 3 months, post which the accumulated points will expire effective February, 2020. No CashBack points for transactions on Fuel, Jewellery & Business Services including Credit Card Payment, Insurance Premium Payment & other Business Services Please note: Incase if an account has two customers with both customers holding a Millennia Debit Card each (under the same account number), all eligible transactions done on both cards shall be entitled to receive maximum 400 cashback points per month at the account level...

Couldn't find this topic discussed anywhere on search, so putting my query in a new thread. What are the basic differences in benefits of the Millennia debit card as opposed to those of the Millennia credit card? I'm not talking about the maximum entitlement per month, redemption rules and such, -- those can be found easily enough. I'm confused about the 5% cashback benefits from SmartBuy and PayZapp, for example. The Millennia Credit card rules clearly specify a number of vendors (including Amazon and Flipkart) who provide this 5% cashback benefit. However, the Millennia Debit card rules are non-committal, just promising 5% unspecified cashback at SmartBuy and PayZapp! When queried, the HDFC Customer service was also non-committal, just pointing me to the SmartBuy T&C page which doesn't even mention the Millennia Debit card, so it must be clubbed with the non-specific 'other debit cards'! If there are no differentiating benefits over 'other debit cards', then why even hype up the '5% cashback at SmartBuy and PayZapp' for the Millennia debit card?! Just marketing? Anybody knows? Thanks. Both have 5% CB on SmartBuy and so, they are mostly equal (railway booking is costly via CC than DC) To compare some pros and cons of both (which can be compared via their offerings too)- Some pros of Millennia DC over CC: - you will get 2.5% CB on other online spends when compared to CC's 1% CB - No additional processing fee or charges while using it online (wallet loads, railway booking, ...

Terms & Conditions: • - Cashback Points can be earned for each transaction greater than ₹400 • - Maximum aggregate Cashback points per card per month is ₹ 400 • - Cashback points need to be redeemed through NetBanking in multiples of 400 • - No Cashback Points for transactions on Fuel, Jewelry and Business Services • - Cashback Points will be credited in 90 days from the date of transaction • - Cashback will be reversed in case the purchase transaction gets reversed / cancelled • - Insurance features can be availed only if the card is used for shopping at least once in last 30 days • - Lounge Access can be availed once per calendar quarter A complete mobile payment solution. With PayZapp you can shop on your mobile at partner apps, buymovie tickets, groceries, compare and book flight tickets & hotels, shop online and get great discounts at SmartBuy, send money to anyone in your contact list or to your bank account, pay bills and recharge your mobile, DTH and much more. The go to market place for HDFC Bank card holders. Where you get CashBack on Amazon, Flipkart, Flights & Hotel bookings when shopping done via SmartBuy platform.