Idfc first select credit card

The IDFC FIRST Select Credit Card gives you one of the best benefits and privileges and you do not have to pay any joining fee. This Key Highlights of IDFC FIRST Select Credit Card • You will receive 10X reward points on all transactions you make on your birthday. • Get complimentary domestic airport lounge access. • Enjoy 1 reward point every time your expenses reach Rs.100. • Receive up to 20% as discount at over 1,500 restaurants across India. Benefits of IDFC FIRST Select Credit Card Welcome Benefits • You will get welcome gift vouchers of Rs.500 once you spend Rs.15,000 within the first 90 days of your card being issued. • You will receive 5% cashback on your first EMI transaction if this is performed within the first 90 days of your card being set up. Reward Points Benefits • Get 6X reward points on your online purchases. • Receive 10X reward points on expenses over Rs.20,000. • You will get 10X reward points on transactions made on your birthday. • Receive 3X reward points on every offline expense. • Get 1 reward point every time you spend Rs.100. ATM Withdrawal Benefits • Enjoy interest-free cash withdrawal from ATMs in India for up to 48 days. Entertainment Benefits • When you buy one movie ticket, you will get another movie ticket of up to Rs.250 for free (twice every month). • Get up to 15% off at 3,000 plus health and wellness outlets. Dining Benefits • Get up to 20% off at more than 1,500 restaurants. Fuel Benefits • You will get a fuel surcharge waiver of up ...

IDFC First Select credit card is one of the premium and most popular cards offered by You also get 1+1 offers on movie ticket bookings with PayTM mobile app. There are several other benefits such as insurance benefits, special discounts on dining, roadside assistance, fuel surcharge waiver, and much more. Read further to know more information about the IDFC First Select credit card below. • Gift vouchers worth Rs 500 and 5% cashback on EMI transactions as a welcome benefit. • 10x Rewards for every Rs. 125 spent on purchases above Rs. 25,000. • 10x RPs on every Rs 125 all spends on your birthdays. • 6x Reward points on every Rs 125 spent on online spendings. • 3x Rewards on every Rs 125 spent on offline purchases up to Rs 25,000 • Low interest rate (0.75% – 2.99%) and low foreign currency markup (1.5%) • Complimentary railways and airport lounge access every quarter. • Air accident cover worth Rs. 1 Crore and Personal Accident Cover worth Rs 5,00,000 • Lost card liability covers worth Rs. 50,000 • 1% fuel surcharge waived on all fuel purchases. IDFC First Select Credit Card Features and Benefits The IDFC First Select Credit Card is one of the well-known offerings of the bank and has become a choice for thousands of people very soon after its launch. It comes with great privileges across different categories, including rewards, dining, entertainment, travel, and many more. Some of its most significant benefits and features are as follows: Welcome Benefits • You get a gift vo...

Superior travel experiences • Complimentary daily breakfast, room upgrade, Early/Late check-in at luxury hotels when you book through Luxury Hotel Collection. • Access to VISA Concierge, a 24/7 digital personal assistant that gives you access to extraordinary experiences through a curated range of services. • Enjoy lucrative discounts on airport transfer service in select cities across the globe.

Customer Service (3) IDFC FIRST Bank Select Credit Card Review The IDFC FIRST Select Credit Card offers a premium payment experience with a range of benefits and services. New cardholders can enjoy a welcome gift voucher worth ₹500 and 5% cashback on EMI transactions within the first 90 days of card issuance. The card also provides access to exclusive lounge facilities, roadside assistance, movie and dining discounts, and insurance covers. With accelerated reward points, low forex markup fees, and a fuel surcharge waiver, it's an ideal option for frequent travelers. However, it's worth noting that the card comes with certain terms & conditions for insurance and rewards, and some of its benefits may not be useful for everyone. Nonetheless, the IDFC FIRST Select Credit Card may be worth considering for those seeking a premium credit card option. Overview Best Suited Rewards & Online Shopping. Rewards 10x Rewards for every ₹125 spent on purchases above ₹25,000. Welcome Bonus Gift voucher worth ₹500 and a cashback of 5% on the first EMI transaction done within 90 days of card activation Annual/Joining Fee No joining fee. Who Should Opt for IDFC FIRST Bank Select Credit Card? The IDFC FIRST Select Credit Card is ideal for individuals seeking an all-around credit card experience. This card comes with a wide range of benefits, including gift vouchers, travel benefits, movie & dining benefits, insurance benefits, and more. With its 5% cashback on EMI transactions, airport lounge a...

This is the hands-on experience article of the IDFC First Credit Card. If you’re looking for the features and benefits of this card, do check out here: I am an IDFC First bank savings account holder since June 2019 and at the time of opening the account the sales executive who came to collect KYC documents told upon enquiry that a credit card launch is approx. 6 months away. Covid- 19 probably delayed the launch however IDFC was issuing cards (15,000+) to their employees as a trial run few months before public launch. It finally reached public by mid Jan 2021 and here’s my hands on experience with it. IDFC Credit Card Application Confirmation page Here’s a quick look at the timeline taken to process the card application: • 15.01.21– Expressed interest on website, the day on which Pre-launch happened • 19.01.21– Received an sms link to apply for the pre-approved card (link was not working for few hours) • 20.01.21– Applied via the link and shown pre-approved card along with variant, limit & interest rate @33% (approved immediately) as shown above • 22.01.21– Received courier details for tracking • 25.01.21– Received card in a simple yet thoughtfully designed mini envelope without any booklet So it all happened quite fast as the card was in my hand within 10 days of announcing the launch. Everything went online and kudos to IDFC First bank for this lightning fast processing. Update: In the 3 rd week of April, received the message that interest rate has been reduced to 22% Th...

As all the major card issuers have been launching exclusive offers on insurance payments since the beginning of the year 2022, the IDFC First Bank has also come up with a similar offer recently. Under the offer, the IDFC First Select Credit Cardholders can earn a cashback of up to 3% on insurance premium payments during the offer period, i.e, between February 25, 2022, to March 25, 2022. However, you can earn the cashback only on insurance transactions that are worth Rs. 15,000 or more and there are a few more terms and conditions that need to be fulfilled in order to avail of the benefits of this offer. To understand the offer in detail, keep reading the article: The Offer If you are having the • You get 1% cashback, up to Rs. 500, on making insurance payments worth Rs. 15,000 or more using your IDFC First Select Card. • You get an additional 2% cashback, up to Rs. 500, on converting your insurance payments into EMIs worth Rs. 2,500 or more with a tenure of at least 6 months. Please note that the offer is only applicable on the IDFC First Select Credit Card and not on all IDFC Bank Cards. Moreover, the offer is valid on all the eligible transactions made between February 25, 2022, and March 25, 2022. The eligible cardholders will receive direct communication regarding the offer from the IDFC First Bank. Also Check: Offer Terms & Conditions • The offer is only valid on the IDFC First Select Credit Card. • Only the cardholders receiving direct communication from the bank wi...

The With the advancement in digital space and adoption of contactless payment, a lot of new changes and developments have been also brought to the credit card industry. From smooth application processes to customized offers and rewards, credit card issuers are leaving no stones unturned to bring more and more innovation and awareness to this specific segment. Apply Now Here’s a read on the most popular credit card issuers in India which not only offer the top credit cards but they have something or the other for every category, such as, travel, dining, movies, shopping, lifestyle and many more. Let’s find a wide range of credit cards in the portfolio of these credit card issuers. Key Credit Card Issuers in India HDFC Bank HDFC Bank is not only one of the largest private banks of India but also has the major market share in terms of credit cards offerings. As of September, 2022, HDFC Bank has approximately more than 1.70 crore active credit cards and thus it is regarded as the largest card issuer in the country. According to the RBI, HDFC Bank holds 28.4% market share in credit card spends as of July 2022. The most popular HDFC credit card available in the market are: • HDFC Bank Infinia Credit Card. • HDFC Bank Diners Club Black Credit Card. • HDFC Bank Regalia Credit Card. • HDFC Bank Millennia Credit Card. • HDFC Bank Diners Club Privilege Credit Card. • HDFC Bank MoneyBack Plus Credit Card. For more details read our story on State Bank of India (SBI) Cards The State Ban...

IDFC First Bank is one of the latest banks to enter the credit card space in India. Being a new bank that is eager to get new customers, it has good sign-up offers for its savings account. I hope to see IDFC First Bank give some great offers for its credit cards too. IDFC First Bank credit cards have been launched in four different variants. Here is a comparison of the IDFC First Bank credit cards and their rewards/benefits. Earn 3X and 6X Rewards Millennia and Classic variants get the lowest rewards with Wealth at the top position. There is no max cap on any of the cashback categories. Wallet spends get 6X rewards as well. It does not make any sense to use the IDFC First Bank credit cards at offline stores because of the low reward rate. Card Variant Offline and Rental/Property Spends Online Spends IDFC First Millennia Credit Card 3 RP/Rs 150 ~0.5% 6 RP/Rs 150 ~1% IDFC First Classic Credit Card 3 RP/Rs 150 ~0.5% 6 RP/Rs 150 ~1% IDFC First Select Credit Card 3 RP/Rs 125 ~0.6% 6 RP/Rs 125 ~1.2% IDFC First Wealth Credit Card 3 RP/Rs 100 ~0.75% 6 RP/Rs 100 ~1.5% IDFC First Bank Credit Cards Comparison – Rewards 10X Rewards on Incremental Spends IDFC First Bank credit cards get a 10X benefit on incremental spending above a certain amount. This threshold amount differs as per the variant. While the 10X return is decent, we need to spend the threshold amount at lower reward rates just to reach there. This decreases the overall reward rate. Card Variant Spend Requirement for 10X ...