Base premium. 75,445.66* /annum. Access to high end hospital room (except suite or higher) Out patient expenses coverage up to ₹ 15,000 per annum. Higher Maternity and Newborn expenses cover up to ₹ 2 Lacs. Worldwide medical emergency cover up to SI. ProHealth Accumulate. Sum insured (SI) 5.5 Lacs - ₹ 50 Lacs.