Hdfc ergo renewal policy

Incurred claim ratio (2019-20) 69.01 Network Hospitals 10,000+ Solvency ratio (2019-20) 1.77 No. of policies sold (2019-20) 987,590 Premium Underwritten (2019-20) Rs. 9,308.40 crore Equity Share Capital 605.42 (as on 31st March 2019) Corporate Address 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. Recent Awards & Recognitions • ICAI Awards in year 2015-16 for Excellence in Financial Reporting • CMS Outstanding Affiliate World-Class Service Award 2015 • Best Insurance Company in Private Sector General Award 2014 by the World HRD Congress at ABP NEWS • Best General Insurance Company in India Award 2014 by International Alternative Investment Review Features: • Covid-19 treatment: This plan provides coverage against the hospitalisation and treatment expenses arising due to Covid-19. • Sum insured options: Customers can select their desired amount of sum insured from a base cover ranging between Rs.5 lakhs to Rs. 2 crores. • 2X coverage: A unique benefit of this policy is that it doubles the insurance cover brought by the customer, instantly and automatically. • Restore Benefit: Under this benefit, customers get 100% of their claim amount restored upon making a claim of Rs. 10 lakhs base cover. The amount gets restored for any subsequent claims that are made in the same year. • Plus Benefit: The policy offers a special plus benefit under which the base cover opted by the policyholder automatically increases by 50% after 1 y...

Dear Sir/Madam, The policy will be renewable provided you pay the premium within 30days (called as Grace Period) of expiry date. However, coverage would not be available for the period for which no premium is received by the insurance company. The policy will lapse if the premium is not paid within the grace period. The policy will be renewable provided you pay the premium within 15 days (called as Grace Period) of expiry date. However, coverage would not be available for the period for which no premium is received by the insurance company. The policy will lapse if the premium is not paid within the grace period. I recommend if your policy expired please pay by cash before 15 days from the date of expiry. Any insurance company has to give few grace period. But at the same time request you to avoid by paying through credit card or cheque this will lead you to 64vb violation (rarely) if your cheque got bounced due to various reasons. So i request you to pay cash before 15 days if you not able to renew on time.

Product Features Optima Restore Sum Insured Rs 3 Lac, 5 Lac, 10 Lac, 15 Lac, 20 Lac, 25 Lac, 50 Lac In-patient Treatment Hospitalization charges more than 24 hours is covered Pre-hospitalization Medical expenses incurred in 60 days before the hospitalisation are covered Post-hospitalization Medical expenses incurred in 180 days after the hospitalisation are covered Day care Procedures All day care procedures are covered Domiciliary Hospitalization Medical expenses incurred for availing medical treatment at home due to health conditions or unavailability of bed at the hospital, which would otherwise have required hospitalisation. Ambulance Cover Upto Rs. 2,000 per hospitalisation for utilizing ambulance service for transporting insured person to hospital in case of an emergency is covered Organ Donor Expenses Medical and surgical Expenses of the organ donor for harvesting the organ where an Insured Person is the recipient is covered Restore Benefit Instant addition of 100% Basic Sum Insured on complete or partial utilization of Your existing Policy Sum Insured and Multiplier Benefit (if applicable) during the Policy Year. The restore sum insured can be used to all claims including claims for same illness/disease for which a claim has already been paid. However, single claim in a Policy Year cannot exceed the sum of Basic Sum Insured and Multiplier Benefit (if any) Multiplier Benefit 50% increase in your basic sum insured for every claim free year, subject to a maximum of 10...