Hdfc home loan interest rate

HDFC Home Loan interest rates are one of the best in the market. The rates differ according to the loan amount, as well as the gender and profession of an individual. Besides rates, HDFC also provides higher loan amount and flexible repayment options. All this and more makes it one of the best home loans in India. Check the details below and apply for it today online. Particulars Details Home Loan Interest Rate 8.50% - 9.60% Loan Amount Customized Loan Tenure Up to 30 years Processing Fees For Salaried & Self Employed Professionals - INR 3,000 + GST For Self Employed Non Professionals - INR 5,000 + GST Prepayment Charges 0% HDFC Home Loan Interest Rate Offers The standard HDFC home loan rates for salaried, self-employed professionals and non-professionals are shown below. Salaried and Self-employed Professionals Loan Slab (In INR) Home Loan Interest Rates (In Per Annum) Women - Upto 30 Lakh 8.50%-9.00% Others - Upto 30 Lakh 8.50%-9.00% Women - 30.01 Lakh - 75 Lakh 8.50%-9.00% Others - 30.01 Lakh - 75 Lakh 8.50%-9.00% Women - 75.01 Lakh and Above 8.50%-9.00% Others - 75.01 Lakh and Above 8.50%-9.00% Self-employed Non-professionals Loan Slab (In INR) Home Loan Interest Rates (In Per Annum) Women - Upto 30 Lakh 8.70%-9.60% Others - Upto 30 Lakh 8.70%-9.60% Women - 30.01 Lakh - 75 Lakh 8.70%-9.60% Others - 30.01 Lakh - 75 Lakh 8.70%-9.60% Women - 75.01 Lakh and Above 8.70%-9.60% Others - 75.01 Lakh and Above 8.70%-9.60% Disclaimer– Home Loan Interest Rates of 8.50% * onwards. ...

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There will be no impact on borrowers of HDFC home loans as a result of this MCLR lowering because the majority of mortgages are obtained through HDFC Ltd, HDFC's parent business. These rates will only apply to older borrowers of personal loans and car loans (floating rate loans) and other loans that linked to the MCLR. The Marginal Cost of the Fund-Based Lending Rate or the MCLR is the minimum interest rate a financial institution needs to charge for a specific loan. It dictates the lower limit of the interest rate for a loan. This rate limit is set in stone for borrowers unless specified otherwise by the Reserve Bank of India. Features of MCLR • The basis of the rate depends on the marginal cost of funds. • The deposit rates, repo rates, operating costs and the cost of maintaining the cash reserve ratio determine the MCLR rate. • MCLR is dependent on the changes made to the Repo rate. • Lenders can change the Base rate every quarter. Other bank MCLR ICICI Bank, Bank of India PNB are few banks that have revised MCLR in the month of June. Don’t miss out on ET Prime stories! Get your daily dose of business updates on WhatsApp.

These calculators are provided only as general self-help Planning Tools. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances. NRIs should input net income. Home Loan EMI Calculator HDFC's home loan calculator helps you calculate your Home Loan Emi with ease. HDFC's EMI calculator for a home loan can help you make an informed decision about buying a new house. The EMI calculator is useful in planning your cashflows for servicing your home loan. HDFC offers home loans with EMIs starting from ₹769 per lac and interest rates starting from 8.50%* p.a. with additional features such as flexible repayment options and top-up loan. With a low-interest rate and long repayment tenure, HDFC ensures a comfortable home loan EMI for you. With our reasonable EMIs, HDFC Home loan is lighter on your pocket. Calculate the EMI that you will be required to pay for your home loan with our easy to understand What is Home Loan EMI Calculator? Home Loan EMI Calculator assists in calculation of the loan installment i.e. EMI towards your home loan. It an easy to use calculator and acts as a financial planning tool for a home buyer. What is Home Loan EMI? EMI stands for Equated Monthly Installment. It includes repayment of the principal amount and payment of the interest on the outstanding amount of your home loan. A longer loan tenure (for a maximum period of 30 years) helps in reducing the EMI. Illustration...

HDFC Limited offers low home loan interest rates starting from 8.50%* p.a. This rate of interest is applicable to Home Loans, Balance Transfer Loans, House Renovation and Home Extensions Loans. HDFC offers an adjustable-rate loan also known as a floating rate loan as well as a trufixed loan in which the interest rate on the home loan remains fixed for a specific tenure (say first two years of the entire loan tenure) after which it converts into an adjustable-rate loan. *The above Home Loan interest rates/ EMI are applicable for loans under the Adjustable Rate Home Loan Scheme of Housing Development Finance Corporation Limited (HDFC) and are subject to change at the time of disbursement. The Home Loan interest rates above are linked to HDFC's Bench Mark Rate ("RPLR") and are variable through out the tenor of the loan. All loans are at the sole discretion of HDFC Ltd. For further details regarding the loan slabs and interest rates above An HDFC home loan customer can choose between two types of interest rate options while availing a home loan. These are as follows: Adjustable Rate Home Loan (ARHL):An Adjustable Rate Home Loan is also known as a floating or a variable rate loan. The interest rate in an ARHL is linked to HDFC’s benchmark rate i.e. Retail Prime Lending Rate (RPLR). Any movement in HDFC’s RPLR may effectuate a change in the applicable interest rates. TruFixed Loan:In a TruFixed loan, the home loan interest rate remains fixed for a specified time period (for eg.,...

HDFC Home Loans At HDFC, we understand that a home is not just a place to stay. It is much more than that. It is a warm little corner of the world that is yours, tailored to your tastes and needs. It is the place where you celebrate the joys, deal with the sorrows and enjoy the journey called life. There is no place like home and with HDFC Home Loans you can gather hopes, achieve your dreams and create memories in your own space. A Sr.No. Mandatory Documents 1 PAN Card or Form 60 (If the customer does not have a PAN Card) B Sr.No. Description of Officially Valid Documents (OVD) that can be accepted for establishing the legal name & current address of Individuals*[Any one of the following documents can be submitted] Identity Proof Address Proof 1 Passport, the validity of which has not expired. 2 Driving license which has not expired. 3 Election /Voters identification card 4 Job card issued by NREGA duly signed by the officer of the State Government 5 Letter issued by the National Population Register containing details of name, address. 6 Proof of possession of Aadhaar Number (to be obtained voluntarily) Document Salaried Self Employed Professional Self Employed Non Professional Last 3 months' Salary Slips Last 6 months' Bank Statements, showing salary credits Latest Form-16 and IT returns Income Tax Returns along with computation of income for the last 3 Assessment Years (of both the individual and the business entity and attested by a CA) Last 3 years’ Ba...