Bob share price

Financials For the quarter ended 31-03-2022, the company reported a Consolidated Total Income of Rs 22470.46 Crore, up 1.80 % from last quarter Total Income of Rs 22072.99 Crore and down -5.44 % from last year same quarter Total Income of Rs 23762.09 Crore. The bank reported net profit after tax of Rs 2073.63 Crore in latest quarter.

Sanjiv Chadha's insights shed light on the banking industry's response to the challenges posed by the COVID-19 pandemic. Bank of Baroda, under his leadership, successfully navigated the turbulent times by embracing change, attracting top talent, fostering a performance culture, and adhering to a strong ethics agenda. These strategic initiatives have positioned the bank for continued success and growth in the dynamic financial landscape. The MD and CEO said an integral part of the bank's transformation journey was the establishment of a performance-oriented culture. Chadha said this focus on building a culture that rewards excellence and promotes accountability helped the bank achieve its goals and deliver value to its stakeholders. Chadha said the bank made a conscious effort to create an ethics agenda for itself. Upholding high ethical standards and conducting business with integrity became a fundamental aspect of Bank of Baroda's operations. “For any transformation, there should be an opportunity and then there needs to be an agenda. The opportunity was there,” he said.

Bank of Baroda is engaged in providing banking and financial services in India. Its segments include Treasury, Corporate / Wholesale Banking, Retail Banking and Other Banking Operations. Its geographical segment includes Domestic Operations and Foreign Operations. It offers personal banking services, which include savings accounts, current accounts, and term deposits. It provides a range of digital products, which includes instant banking, such as Internet banking, mobile banking, cards, WhatsApp banking, digital signage systems (DSS), self-service passbook printers, and automated teller machines (ATMs). It offers a range of loans, such as home loan, personal loan, vehicle loan, fintech, education loan, and gold loan. It provides merchant payment solutions, Baroda DigiNext Cash Management Services, BarodaINSTA SmartTrade, Bharat Bill Pay, Bhim Adhaar Baroda Pay and Internet Payment Gateway. It has 8,185 branches and 11,535 ATMs and cash recyclers supported by self-service channels..;

Quarterly Result (All Figures in Cr.) PARTICULARS Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Interest Earned 18173.61 18937.49 21254.23 23540.14 25856.68 Other Income 2522.29 1182.03 1825.8 3551.95 3466.06 Interest Expended 9561.94 10099.1 11079.77 12721.83 14331.83 Operating Expenses 5498.82 5492.9 5969.31 6138.07 6918.03 Total Provisions 3736.38 1684.8 1627.46 2403.93 1420.71 Profit Before Tax 1898.76 2842.72 4403.49 5828.26 6652.17 Tax 119.99 674.59 1090.07 1975.52 1876.84 Net Profit 1778.77 2168.13 3313.42 3852.74 4775.33 Net NPA % 1.72 1.58 1.16 0.99 0.89 Gross NPA % 6.61 6.26 5.31 4.53 3.79 Return on Assets % 0.57 0.68 1.01 1.13 1.34 NPM % 9.79 11.45 15.59 16.37 18.47 Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.) PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Interest Earned 49770.61 75983.66 70495.06 69880.78 89588.54 Other Income 6294.49 10317.32 12933.97 11483.95 10025.84 Interest Expended 31290.3 48532.37 41686.04 37259.44 48232.53 Operating Expenses 11287.98 18872.39 20543.66 21716.44 24518.31 Total Provisions 12788.67 20698.32 15643.33 13002.41 7136.9 Profit Before Tax 698.15 -1802.1 5556.01 9386.44 19726.64 Taxes 264.63 -2348.29 4727.05 2114.16 5617.02 Net Profit 433.52 546.19 828.96 7272.28 14109.62 Adjusted EPS (Rs.) 1.64 1.18 1.6 14.06 27.28 Balance Sheet (All Figures are in Crores.) Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Equity and Liabilities Share Capital 530.36 925.37 1035.53 1035.53 1035.53 Total Reserves 45410.73...

• Stock Returns vs Nifty 100 Stock gave a 3 year return of 307.94% as compared to Nifty 100 which gave a return of 83.77%. (as of last trading session) • Stock Returns vs Nifty Bank Stock generated 307.94% return as compared to Nifty Bank which gave investors 113.41% return over 3 year time period. (as of last trading session) NAME P/E (x) P/B (x) ROE % ROA % Rev CAGR [3Yr] OPM NPM NIM % Cost to Income % Interest income to Earning assets % Net NPA % Capital Adequacy Ratio % 6.32 0.89 14.18 0.97 6.67 -2.07 15.83 2.89 41.65 6.16 0.89 16.24 15.52 1.24 8.00 1.11 -0.41 -4.31 17.99 3.45 49.07 6.21 0.92 20.44 16.56 0.54 3.25 0.22 15.33 -10.55 3.85 2.34 44.60 5.81 2.72 15.50 4.78 0.68 15.94 0.81 21.55 -16.90 13.10 2.38 42.63 6.21 1.73 16.68 5.64 0.61 10.80 0.66 30.56 -9.22 10.48 2.57 41.83 6.29 170.00 16.04 Add More • Stock Returns vs Nifty 100 Stock gave a 3 year return of 307.94% as compared to Nifty 100 which gave a return of 83.77%. (as of last trading session) • Stock Returns vs Nifty Bank Stock generated 307.94% return as compared to Nifty Bank which gave investors 113.41% return over 3 year time period. (as of last trading session) Meeting Date Announced on Purpose Details Jun 02, 2023 May 26, 2023 Board Meeting Others May 16, 2023 May 09, 2023 Board Meeting Audited Results & Dividend Apr 21, 2023 Apr 17, 2023 Board Meeting Others Feb 03, 2023 Jan 23, 2023 Board Meeting Quarterly Results Nov 05, 2022 Oct 20, 2022 Board Meeting Quarterly Results • About Bank of Baroda Bank o...

Table of Contents • • • • • • • • About Bank of Baroda Limited Bank of Baroda Bank of Barodais an Indian nationalized banking and financial services company headquartered in Vadodara. It has a customer base of 132 million, and a valued business of around $218 billion. It also has an investment banking company called Fundamentals of Bank of Baroda Let’s look at the fundamentals of Bank of Baroda, based on which we can get a clear understanding of the expertise in the banking sector. • Current Market Cap:The current market cap of Bank of Baroda as of July 10 2022, is ₹54,609.58 Cr. • P/E Ratio:The current price to earning ratio of Bank of Baroda is ₹7.51. • CAR:14.99 • Sales Growth:Sales growth over the period of time for Bank of Baroda is 14.99% • Profit Growth:Profit growth is around 51.77% over the period of time. Let’s also see the growth fundamentals of Bank of Baroda, and how it grew over the years, based on that we can also calculate the share price targets of the company Metrics 2018 2019 2020 2021 2022 Growth Scale 2022 vs 2018 Interest Earned (Cr) 43,648.54 49,770.61 75,983.66 70,495.06 69,880.78 60.10% Other Income(Cr) 6,657.15 6,294.49 10,317.32 12,933.97 11,483.95 72.51% Interest Expended (Cr) 28,126.77 31,290.30 48,532.37 41,686.04 37,259.44 32.47% Operating Expenses (Cr) 10,173.37 11,287.98 18,872.39 20,543.66 21,716.44 113.46% Total Provisions (Cr) 14,796.30 12,788.67 20,698.32 15,643.33 13,002.41 -12.12% Profit Before Tax (Cr) -2,790.74 698.15 -1,802.10 5,55...

Synopsis The bank's total deposits stood at Rs 12.04 lakh crore as of March 2023, compared with Rs 10.45 lakh crore as of March 2022. Meanwhile, domestic deposits grew around 13% year-on-year (YoY) to Rs 10.47 lakh crore during the same period, while domestic CASA deposits grew 7.9% to Rs 4.42 lakh crore. Shares of public sector lender The bank's total deposits stood at Rs 12.04 lakh crore as of March 2023, compared with Rs 10.45 lakh crore as of March 2022. Meanwhile, domestic deposits grew around 13% year-on-year (YoY) to Rs 10.47 lakh crore during the same period, while domestic CASA deposits grew 7.9% to Rs 4.42 lakh crore. According to the fourth quarter business update released by the bank, global gross advances jumped 19% to Rs 9.73 lakh crore for the quarter ended March 2023. Whereas, domestic advances jumped 16.9% YoY to Rs 7.99 lakh crore. Domestic retail advances rose 26.9% YoY to Rs 1.78 lakh crore. The overall deposits aggregated to nearly Rs 12.03 lakh crore as of March 2023, a growth of around 15.1% over Rs 10.45 lakh crore as of March 2022. Meanwhile, the overall business crossed Rs 21 lakh crore milestone. The total business grew 16.8% YoY to Rs 21.77 lakh crore. "Opex trajectory, particularly employee costs, is a key focus area due to wage revision costs. Traction in deposits, cost of deposits and margin trajectory to be key monitorable," the brokerage said. In Q3 FY23, Bank of Baroda declared the highest-ever quarterly standalone net profit of Rs 3,853 c...

Bank of Baroda is among leading PSU banks with a global loan book of ~₹ 8.1 lakh crore and has better operating metrics among PSBs. • Pan-India presence with over 8168 branches • The bank has a meaningful presence in international operations with its JVs and subsidiaries. Also, ~13% of total business comes from overseas Steady quarter with improvement in asset quality. • NII up 21% YoY at ₹ 8612 crore, NIMs up 41 bps at 3.14% • C/I down 108 bps QoQ to 49.4%; provisions up 5% YoY, PAT at ₹ 1779 crore • Gross loans up 12.9% QoQ, deposits up 24% YoY and 14% QoQ • GNPA down 64 bps QoQ to 6.61%, standard r/s book at ₹ 19000 crore Description • Bank of Baroda (BOB) is an Indian state-owned international banking and financial services company. It was founded by Maharaja Sayajirao Gaekwad III, the Maharaja of Baroda, on 20 July 1908, with its headquarters in Vadodara. Since its nationalisation in 1969, it is under the Government of India and operates as a public sector undertaking (PSU). The bank’s market capitalisation on 21 June 2022 stood at Rs. 49,670 crore. Bank of Baroda’s share is listed on the Bombay Stock Exchange with the code 532134, and on the National Stock Exchange with the code BANKBARODA. The bank provides savings accounts, current accounts, home loans, vehicle loans, education loans, demat accounts, mutual fund investments, government deposit schemes, life insurance, general insurance, health insurance, and more financial services to individual customers. For MSME...